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19.4 Vision Care <br /> The City shall continue to contract with Vision Service Plan (VSP) or a comparable vision care provider to <br /> provide vision care benefits for employees and their dependents. The Vision service Plan B provides for an <br /> exam every 12 months, lenses every 12 months if needed, and frames every 2 years if needed. There is to <br /> be no deductible for employees, but a $20.00 per person deductible will apply to dependents each time <br /> benefits are available and will be paid by the employee. The City will pay ninety percent(90%) of the vision <br /> insurance premium for eligible employees and dependents. <br /> 19.5 Savings Clause <br /> 19.5.1 If, pursuant to any federal or state law which may become effective subsequent to the effective <br /> date of this Memorandum of Understanding, the City is required to pay contributions or taxes for <br /> hospital-medical-surgical, dental care, prescription drug or other health benefits to be provided its <br /> employees under such federal or state act, the City's obligation to furnish the same benefits under <br /> the hospital-medical programs shall be suspended and the contributions agreed to be paid monthly <br /> hereunder by the City shall be reduced each month by the amounts which the City is required to <br /> expend during any such month in the form of contributions or taxes to support said federal or state <br /> health plan. <br /> 19.5.2 If, as a result of such law, the level of benefits provided by such law for any group of employees, or <br /> their dependents, is lower in certain categories of services than that provided under the existing <br /> major plan, the City shall, to the extent practical, provide a plan of benefits supplementary to the <br /> federal or state benefits so as to make benefits in each category of coverage as nearly comparable <br /> as possible to the benefits provided under the major medical plans. The City need only expend for <br /> this purpose the actual amount required to achieve parity between the benefits provided under the <br /> major medical plan and the benefits provided under any federal or state plan as supplemented in <br /> the manner hereinabove described. In no event shall the City be required to expend for such <br /> purposes an amount which when added to the contributions or taxes required of the City under the <br /> federal or state act, shall exceed the amounts paid at the time such legislation becomes effective. <br /> 19.5.3 If the benefits provided under the federal or state act exceed the benefits provided hereunder in <br /> each category of coverage,the City shall be under no further obligation to make any contribution. <br /> 19.6 Life Insurance <br /> The City shall offer to eligible employees additional life insurance equal to one and one-half(1-1/2)times the <br /> employee's annual salary at a 60/40 premium contribution split between the city and the employee <br /> respectively. <br /> 19.7 Long Term Disability <br /> The City will contract to provide Long Term Disability Insurance for RCMEA employees. The City, for the <br /> term of this agreement, will pay the full cost of the basic rate (basic rate provides for up to a $3,000 <br /> maximum monthly payout). A buy-up option will be included to offer the employee the opportunity to <br /> increase their coverage, at their own expense, up to an additional $3,000 monthly payout. The total <br /> maximum monthly payout available will be$6,000. <br /> 25 <br />