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only 53 percent expected an increase in income , indicating that a large portion of these homeowners expected an increasingly difficult time financing homeowner- ship . Seventy-seven percent of the homeowners said that they would apply for federal grants and low -interest loans for repairs and improvements to their homes if Congress voted adequate funds to these programs . But the same percentage said they would not apply for federal mortgage subsidies . Explaining this , Mrs . Gray said, while some didn ' t want to take a handout from the government , many had probably completed payments on their homes , so that they would be unable to take advantage of a mortgage subsidy program. Some 88 percent of the homeowners interviewed said that they favored Redwood City groups taking advantage of federal housing programs for scattered site develop- ment of rental units for moderate income families . And 83 percent favored having _ such developments in their neighborhood . Additionally, 65 percent said they would vote styes " on a referendum to enable scatter-site low--rent public housing in their neighborhood , while--in a smaller sample---97 percent would vote "yes" for such housing "in Redwood- City . " However, only 54 percent favored having low-income tenants on a federal "housing stamp" program in their neighborhood . Mrs . Gray said that many of those she interviewed showed a prejudice against the young people they saw using food stamps in the supermarkets . She said they did not seem to know that unemployment is highest among young workers . She said that they also did not seem to know that food stamps are not free , but have to be paid for . Summarizing the findings of her survey, Mrs . Gray said that if the economic predictions of the homeowners are correct and if the advancing age of the housing and its consequent increasing maintenance needs is combined with higher taxes and higher maintenance costs but no increase in income , the area " could become a somewhat depressed area in time . " However , she said that she thought the City ought to be heartened by the "responsible attitude " shown on the needs for low/moderate-income housing . DISCUSSION OF HOMEOWNER SURVEY Bob Norris said that he thought the response on .federal mortgage subsidies was "an eye-opener . " Generally, people want Congress to solve everything, he said , but this showed they didn ' t want a gift program. He wondered what the attitude would be in areas of higher income housing. Paul Keckley responded that he thought the question had been misunderstood . He said he ' d bet that every house in the neighborhood had an FHA or Cal-Vet loan . "And you ' re telling me they' d turn one down?" City Manager Fales said that the question concerning federal rehabilitation grants and loans had been more specific and gotten a more favorable response . Housing Aide Ransom said that he thought the survey was an excellent example of how someone getting out in her own neighborhood could turn up interesting facts and figures . MINUTES HOUSING CONCERNS COMMITTEE JULY 12 , 1972 PAGE 2 OF 5