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8.A. - Page 60 <br /> Projection of Revenues,Expenses and Debt Service Coverage <br /> Estimated projected operating results and debt service coverage for the City for the <br /> current and next four Fiscal Years are set forth below. Certain assumptions have been made by <br /> the City in the development of the projections, such a expected increases in revenues from new <br /> planned developments and steady water rate increases. Many of these assumptions are <br /> reflected in the projections. While the City believes its assumptions are reasonable, there can be <br /> no assurance that the assumed conditions will in fact occur. The City's projections may be <br /> affected (favorably or unfavorably)by unforeseen future events. Therefore, the results projected <br /> below cannot be assured. <br /> Table 18 <br /> Projection of Revenues,Expenses and Debt Service Coverage <br /> Fiscal Years Ended June 30, <br /> FISCAL YEAR <br /> 2015 2016 2017 2018 2019 <br /> GROSS REVENUES <br /> Charges for services(1) $35,773,000 $37,488,000 $38,556,000 $40,467,000 $41,581,000 <br /> Non-operating Income 200,000 170,000 205,000 239,000 312,000 <br /> TOTAL GROSS REVENUES 35,973,000 37,658,000 38,761,000 40,706,000 41,893,000 <br /> MAINTENANCE AND OPERATION <br /> COSTS(2) 25,773,000 29,482,000 29,497,000 30,627,000 33,354,000 <br /> NET REVENUES AVAILABLE FOR <br /> DEBT SERVICE 10,200,000 8,176,000 9,264,000 10,079,000 8,539,000 <br /> 2006 Installment Payments 1,569,000 265,378(3) — — — <br /> 2007 Installment Payments 949,000 946,000 948,000 949,000 946,000 <br /> 2013 Installment Payments 2,059,000 2,058,000 2,063,000 2,061,000 2,060,000 <br /> 2015 Installment Payments(4) — 1,209,110 1,469,450 1,470,050 1,469,650 <br /> TOTAL DEBT SERVICE(4) 4,577,000 4,478,488 4,480,450 4,480,050 4,475,650 <br /> DEBT SERVICE COVERAGE 2.23x 1.83x 2.07x 2.25x 1.91x <br /> Source:City of Redwood City,Administration. <br /> (1) Charges for Service include those charges shown in Table 9 and 10 and other miscellaneous charges for Service. <br /> Charges for Services includes a 9% water rate increase for Fiscal Year 2015-16 which was approved and adopted <br /> by the City Council on June 10,2013. Charges for Services for Fiscal Years 2016-17,2017-18 and 2018-19 include <br /> assumed rate increases of 5.5%, 5.5% and 3%, respectively, but these increases have not been reviewed or <br /> approved by the City Council.Such increases,if approved,could be higher or lower. <br /> (2) Excludes depreciation and amortization.Maintenance and Operation costs are assumed to increase 4%annually. <br /> (3) This amount represents accrued interest on the August 1,2015,Installment Payment that will be contributed by <br /> the City to the refunding escrow for the 2006 Bonds. <br /> (4) Preliminary,subject to change. <br /> INVESTMENT OF CITY FUNDS <br /> Revenues collected by the City will be held and invested by the City in accordance with <br /> the provisions of the Indenture. <br /> Funds held by the City, including Enterprise moneys, are invested in accordance with <br /> the City's Statement of Investment Policy (the "Investment Policy") prepared by the City <br /> Treasurer as authorized by section 53601 of the Government Code of California. The Investment <br /> Policy is submitted to the City Council annually. The Investment Policy allows for the purchase <br /> of a variety of securities and provides for limitations as to exposure, maturity and rating which <br /> vary with each security type. The composition of the portfolio will change over time as old <br /> -36- <br />