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J The parties expressly agree that this section shall survive the expiration or early termination of the Agreement. 11. Insurance. Contractor shall obtain and maintain for the duration of the Agreement and any and all amendments, insurance against claims for injuries to persons or damage to property which may arise out of or in connection with perFormance of the Services by Contractor, Contractor's agents, representatives, employees or subcontractors. The insurance will be obtained from an insurance carrier that maintains an A.M. Best Rating of not less than A-:VII. 11.1 Coverages and Limits. Contractor, at its sole expense, shall maintain the types of coverages and minimum limits indicated below, unless the City approves a lower amount. These minimum amounts of coverage will not constitute any limitations or cap on Consultant's indemnification obligations under this Agreement. 11.1.1 Commercial General Liabilitv Insurance. With limits not less than $10,000,000 per occurrence with $20,000,000 annual aggregate. If the submitted policies contain aggregate limits, such limits will apply separately to the project or location that are the subject of this Agreement or the aggregate will be twice the required per occurrence limit. The policy shall include coverage for bodily injury, property damage and clean-up costs arising from pollution. The Commercial General Liability insurance policy shall be endorsed to name the City, its officers, agents, employees and volunteers as additional insureds and to state that the insurance will be primary and not contribute with any insurance or self-insurance maintained by the City. 11.1.2 Business Automobile Liabilitv Insurance. With limits not less than $1,000,000 per accident for owned, hired and non-owned automobiles. 11.1.3 Workers' Comqensation Insurance. As required by California Law and Employer's Liability insurance with limits not less than $1 million per accident for bodily injury or disease. The workers' compensation insurance shall contain an endorsement stating the insurer waives any right of subrogation against the City, its elected and appointed officials, employees and volunteers. 11.1.4 Professional Liabilitv Insurance. With limits of not less than $1,000,000 peroccurrence. 11.2 Notice of Cancellation. Contractor will immediately notify the City in writing upon receipt of notice of cancellation or non-renewal of any insurance policies required under this Agreement: ATTY/AGR/2015.106/ABILITIES UNITED REV:OS-27-15 MLG Page 3 of 30