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I.Terms Applicable to All Commercial Deposit Accounts <br /> Introduction <br /> In this Commercial Account Agreement ("AgreemenY'), "Company"refers <br /> to the owner or accountholder of a Wells Fargo bank commercial deposit <br /> account ("Account"). "Bank"refers to the Wells Fargo bank at which <br /> Company's Account is maintained.This Agreement includes the following <br /> disclosures applicable to Bank's commercial deposit accounts and related <br /> services (each, a"Service"),that Bank has separately provided to Company: <br /> (i)the schedule of Bank's fees and other account-related information (the <br /> "fee and information schedule"), (ii)the collection schedule,(iii)the funds <br /> availability policy,(iv)the privacy policy,(v)the rate sheets for interest- <br /> bearing accounts, each as modified by Bank from time to time,and (vi)any <br /> additional disclosures regarding Company's Account that Bank may <br /> provide to Company.Company is responsible for ensuring that each <br /> Authorized Signer is familiar with this Agreement. Unless Company has <br /> insriucted Bank in writing to the contrary,Bank may consider <br /> communications about Company's Account from an Authorized Signer on <br /> Company's Account as communications from Company.Company agrees <br /> to notify Bank immediately in writing if any Authorized Signer's authority <br /> has been terminated. This Agreement replaces all prior agreements with <br /> Bank regarding Company's Account other than agreements regarding <br /> security interests in,or services utilizing,the Account. By signing Bank's <br /> signature card for Company's Account or by using Company's Account or a <br /> Service,Company will be deemed to have agreed to this Agreement. <br /> Company should retain a copy of this Agreement (and any infom�ation that <br /> Bank provides Company regarding changes to this Agreement)for as long <br /> as Company maintains its Account with Bank. <br /> Defined Terms <br /> In this Agreement, certain words have a special meaning and are therefore <br /> defined. Certain terms and their definitions are found in this Section, and <br /> others are found in the text of this Agreement. <br /> Af�liate. <br /> An"�liate"is a bank that is,directly or indirectly,a wholly or substantially <br /> owned subsidiary of Wells Fargo &Company. <br /> Authorized Signer. <br /> An"Authorized Signer"is a person who has Company's actual or apparent <br /> authority to transact business on Company's Account(s), whether or not <br /> such person has signed the signature card or other documentation for <br /> 6 <br />