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the Item is presented or notice is received that the Item will not be presented,whichever first occurs. Bank may conclusively rely on the information it receives in an electronic presentment ar notification when determining the available balance in Company's Account, and Bank will not have any liability for refusing to honor any of Company's Items because of insufficient funds, even if the electronic presentrnent or notification incorrectly describes the Item, including its amount. Bank may debit Company's Account on the day an Item is presented by any means, including without limitation electronically,or at an earlier time based on notification received by Bank that an Item drawn on Company's Account will be presented for payment or collection. A determination of the balance in Company's Account for purposes of making a decision to dishonor an Item for insufficiency or unavailability of funds may be made at any time between the presentment of the Item (or earlier upon receipt of any Notice of Presentment)and the time of return of the Item.No more than one such determination need be made. Order of Posting; Categories of Items Bank posts u�nsactions during its nightly processing each Business Day. Generally,Bank first posts deposits or incoming transfers received before the deposit cutoff time that day.Bank then posts withdrawals (such as ATI�debit card or ch�k hansactions)that have been received for payment from Company's Account. Bank pays some categories(or types) of transactions,such as debit card t�ar�sactions,before other types of transactions,such as checks. The order in which Bank posts Items to Company's Account will depend upon a number of factors. For example,in connection with the process of posting Items, Bank has the right to(i)establish different categories of Items, (ii)establish a posting order for each category of Item(s), and (iii) establish different posting orders for Items within each category.Except to the extent limited by federal regulatory and judicial authorities, Bank has the right to change any of the factors described in (i),(ii)and (iii)above at any time without notice to Company. Establishing categories of Items. Bank groups Items into categories it establishes. For exampie,Bank may group debit card transactions into one category,and group checks into another category.Bank may include more than one type of Item in a single category. Establishing a posting order for each category of Items. Bank pays some categories(or types) of transactions,such as debit card transactions,before other types of transactions,such as checks. Establishing a posting order of Items within a single category. If there are multiple transactions within a category,the order in which the transactions are posted will vary depending on the type of transaction. 23