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Bank's main office is located, unless Bank notifies Company that its Account <br /> has been assigned to a particular Bank office,in which event the laws of the <br /> state in which that office is located will govern this Agreement. Any <br /> lawsuits, claims or other proceedings relating in any way to Company's <br /> Account, any Service or this Agreement, including without limitation, the <br /> enforcement of the Arbitration Agreement in this Agreement and the entry <br /> of judgment on any arbitration award sha11 be venued exclusively in the <br /> courts of the state whose laws govern this Agreement, without regard to <br /> conflict of laws principles. Each provision of this Agreement stands alone. <br /> Any provision of this Agreement which is inconsistent with the laws <br /> governing this Agreement, either in its entirety or with respect to a <br /> particular type of transaction or Item, will be deemed modified and applied <br /> in a manner consistent with the laws governing this Agreement. Any <br /> provision ofthis Agreement which acourt ofcompetentjurisdiction <br /> determines to be unenforceable or invalid, either in its entirety or with <br /> respect to a particular type of transaction or Item, will not affect the <br /> enforceability or validity of the remaining provisions of this Agreement. <br /> Notwithstanding the preceding paragraph, any funds transfer that is a <br /> "remittance transfer"as defined in Regulation E,Subpart B,as amended <br /> from time to time,will be governed by the laws of the state of New York, <br /> including New York's version of Article 4A of the Uniform Commercial <br /> Code,without regard to its conflict of laws principles. <br /> Minimum Balance Requirements; Other Restrictions. <br /> Bank may impose minimum balance requirements or other applicable <br /> limitations, or restrictions on Company's Account, provided such <br /> requirements, limitations or restrictions are disclosed to Company. <br /> Modification of Agreement; Account Conversion. <br /> Bank may in its sole discretion from time to time change this Agreement by <br /> adding new provisions or by modifying or deleting existing provisions. Each <br /> such addition, modification or deletion is refened to in this Agreement as a <br /> "modification."When applicable law requires Bank to notify Company of a <br /> modification, Bank may do so by posting notice of the modification in Bank <br /> or at Bank's home page (www.wellsfargo.com),by including a message on or <br /> with the statement for Company's Account, or by any other means that Bank <br /> considers appropriate,unless the laws governing this Agreement requires <br /> notice by a specific means. In addition, Bank may agree in writing to waive a <br /> provision of this Agreement including without limitation a fee(a"waiver"). <br /> Bank may,upon prior written notice to Company,revoke any waiver. <br /> Company's continued use of Company's Account or a related Service <br /> following the effective date of any modification or revocation of any waiver <br /> 34 <br />