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15. GLASS REPAIR - WAIVER OF DEDUCTIBLE <br /> Paragraph D. Deductible of SECTION III — PHYSICAL DAMAGE COVERAGE is amended by the addition of <br /> the following: <br /> No deductible applies to glass damage if the glass is repaired rather than replaced. <br /> 16. PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) <br /> Paragraph D. Deductible of SECTION III — PHYSICAL DAMAGE COVERAGE is amended by the addition of <br /> the following: <br /> The deductible does not apply to "loss" caused by collision to such covered "auto" of the private passenger <br /> type or light weight truck with a gross vehicle weight of 10,000 lbs. or less as defined by the manufacturer as <br /> maximum loaded weight the "auto" is designed to carry while it is: <br /> a. In the charge of an "insured"; <br /> b. Legally parked; and <br /> c. Unoccupied. <br /> The "loss" must be reported to the police authorities within 24 hours of known damage. <br /> The total amount of the damage to the covered "auto" must exceed the deductible shown in the Declarations. <br /> This provision does not apply to any "loss" if the covered "auto" is in the charge of any person or organization <br /> engaged in the automobile business. <br /> 17. TWO OR MORE DEDUCTIBLES <br /> Under SECTION III PHYSICAL DAMAGE COVERAGE, if two or more company policies or coverage forms <br /> apply to the same accident, the following applies to paragraph D. Deductible: <br /> a. If the applicable Business Auto deductible is the smaller (or smallest) deductible it will be waived; or <br /> b. If the applicable Business Auto deductible is not the smaller (or smallest) deductible it will be reduced <br /> by the amount of the smaller (or smallest) deductible; or <br /> c. If the loss involves two or more Business Auto coverage forms or policies the smaller (or smallest) <br /> deductible will be waived. <br /> For the purpose of this endorsement company means any company that is part of the Liberty Mutual Group. <br /> SECTION IV — BUSINESS AUTO CONDITIONS is amended as follows: <br /> 18. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br /> SECTION IV- BUSINESS AUTO CONDITIONS, Paragraph B.2. is amended by adding the following: <br /> If you unintentionally fail to disclose any hazards, exposures or material facts existing as of the inception date <br /> or renewal date of the Business Auto Coverage Form, the coverage afforded by this policy will not be <br /> prejudiced. <br /> However, you must report the undisclosed hazard of exposure as soon as practicable after its discovery, and <br /> we have the right to collect additional premium for any such hazard or exposure. <br /> 19. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT, OR LOSS <br /> SECTION IV — BUSINESS AUTO CONDITIONS, paragraph A.2.a. is replaced in its entirety by the following: <br /> a. In the event of "accident", claim, "suit" or "loss", you must promptly notify us when it is known to: <br /> 1 . You, if you are an individual; <br /> 2. A partner, if you are a partnership; <br /> 3. Member, if you are a limited liability company; <br /> 4. An executive officer or the "employee" designated by the Named Insured to give such notice, <br /> if you are a corporation. <br /> © 2013 Liberty Mutual Insurance <br /> CA 88 10 01 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 7 <br /> 25749995 1 56142156 114 15 Master Certificate 1 Vicky Green 1 7/28/2015 12 :19 :15 PM (PDT) 1 Page 7 of 8 <br />