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18. Insurance. <br /> 181 Developer shall, before the release of said Final Map by City for recordation, <br /> obtain and maintain in full force and effect during the term of this Agreement, at Developer's <br /> own expense and risk, Worker's Compensation, a general comprehensive liability insurance <br /> policy, and owned, non-owned, and hired automobile liability insurance. The minimum amounts <br /> of coverage corresponding to the aforesaid categories of insurance per insurable event shall be as <br /> follows: <br /> Insurance Category Minimum Limits <br /> Workers' Compensation Statutory minimum. <br /> Employer's Liability $ 1 ,000,000.00 per accident for bodily injury or disease. <br /> Commercial General Liability $1,000,000.00 per occurrence, $2,000,000.00 aggregate for <br /> bodily injury, personal injury and property damage. <br /> Automobile Liability $2,000,000.00 per occurrence for bodily injury and property <br /> damage (coverage required to the extent applicable to <br /> Contractor's vehicle usage in performing work hereunder). <br /> 18 2 Any deductibles or self-insured retentions must be declared to, and approved by <br /> City. At the option of City either Developer's insurer shall reduce or eliminate the deductibles or <br /> self-insured retentions with respect to City, it's Council, commissions, boards, committees, <br /> officers, employees and agents or Developer shall procure a bond guaranteeing payment of losses <br /> and related investigations, claim administration and defense expenses. <br /> 18 3 Concurrently with the execution of this Agreement, Developer shall furnish City <br /> with certificates and copies of information or declaration pages of the insurance required <br /> hereunder and, with respect to evidence of commercial general liability and automobile liability <br /> insurance coverage, original endorsements: <br /> (a) Precluding cancellation or reduction in coverage before the <br /> expiration of thirty (30) days after City shall have received written notification of <br /> cancellation or reduction in coverage by first class mail, postage prepaid; <br /> (b) Providing that Developer's insurance shall apply separately to <br /> each insured against whom claim is made or suit is brought, except with respect <br /> to the limits of the insurer's liability (cross liability endorsements); <br /> (c) Naming City, its Council, commissions, boards, committees, <br /> officers, employees and agents as additional insureds; and <br /> (d) Providing that Developer's insurance shall be primary insurance <br /> relating to Contractor's work hereunder with respect to City, its Council, <br /> commissions, boards, committees, officers, employees and Agents, and further <br /> providing that any insurance or self-insurance maintained by City for itself, its <br /> Council, commissions, boards, committees, officers, employees and agents shall <br /> be excess of Developer's insurance and shall not be contributory with it. Such <br /> insurance shall also specifically insure any contractual liability assumed by <br /> REV: 10-12-15 VR <br /> Page 8 of19 <br /> ATTY/AGR.2015.229/Premia 550 Owner, LLC <br />