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11. Insurance. Consultant shall obtain and maintain for the duration of the <br /> Agreement and any and all amendments, insurance against claims for injuries to <br /> persons or damage to property which may arise out of or in connection with <br /> performance of the Services by Consultant or Consultant's agents, representatives, or <br /> employees. The insurance carrier is required to maintain an A.M. Best rating of not less <br /> than °A-: VII". <br /> 11.1 Coveraqes and Limits. Consultant, at its sole expense, shall maintain the <br /> types of coverages and minimum limits indicated below, unless otherwise <br /> approved by City in writing. These minimum amounts of coverage will not <br /> constitute any limitations or cap on Consultant's indemnification obligations under <br /> this Agreement. <br /> 11.1.1 Commercial General Liabilitv Insurance. Consultant shall maintain <br /> occurrence based coverage with limits not less than $1,000,000 per <br /> occurrence. If the submitted policies contain aggregate limits, such limits <br /> will apply separately to the Services, project, or location that is the subject <br /> of this Agreement or the aggregate will be twice the required per <br /> occurrence limit. The Commercial General Liability insurance policy shall <br /> be endorsed to name the City, its officers, agents, employees and <br /> volunteers as additional insureds, and to state that the insurance will be <br /> primary and not contribute with any insurance or self-insurance <br /> maintained by the City. <br /> 11.1.2 Business Automobile Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $1,000,000 per each accident for <br /> owned, hired and non-owned automobiles. <br /> 11.1.3 Workers' Comqensation Insurance. Consultant shall maintain <br /> coverage as required by the California Labor Code. The Wo�kers' <br /> Compensation policy shall contain an endorsement stating that the insurer <br /> waives any right to subrogation against the City, its officers, agents, <br /> employees and volunteers. <br /> 11.1.4 Emplover's Liabilitv Insurance. Consultant shall maintain coverage <br /> with limits not less than $1,000,000 per each accident for bodily injury or <br /> disease. <br /> 11.1.5 Professional Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $1,000,000 per occurrence/$2,000,000 <br /> aggregate. Professional Liability may be written as claims-made <br /> coverage. <br /> Page 4 of 10 <br /> REV:11-12-15 PT <br /> ATTY/AGR.2015.248/EKI -Development of 2015 Urban Water Management Plan <br />