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6.1.E. - Page 73 , <br /> Notes to the Basic Financial Statements <br /> For the year ended June 30, 2015 <br /> NOTE 2—CASH AND INVESTMENTS(CONTINUED) <br /> The following is a summary of pooled cash and investments, including cash and investments with fiscal <br /> agent at June 30, 2015: <br /> Fiduciary Fund <br /> Financial <br /> Government-wide Statement of Net Assets Statements <br /> Fiduciary Funds <br /> Governmental Business-Type Statement of <br /> Activities Activities Total Net Assets Total <br /> $ $ $ $ $ <br /> Cash and Investment 150,980,559 81,224,705 232,205,264 232,205,264 <br /> Restricted Cash and <br /> Investments 5,350,110 6,545,758 11,895,868 9,887,427 21,783,295 <br /> Total Cash and Investments 253,988,559 <br /> B. Risk Disclosures <br /> Interest Rate Risk. As a means of limiting its exposure to fair value losses arising from rising interest <br /> rates, the City's investment policy provides that final maturities of securities cannot exceed three years. <br /> Specific maturities of investments depend on liquidity needs. <br /> As of June 30, 2015,the City had the following cash and investments available for operations: <br /> Investment Maturities(in years) <br /> Fair Value 1-2 Years 2-3 Years 3-4 Years <br /> $ $ $ $ <br /> Demand Accounts at Banks 3,342,153 3,342,153 <br /> Certificates of Deposit 250,000 250,000 <br /> Petty Cash 11,860 11,860 <br /> County of San Mateo Investment Pool 44,329,462 44,329,462 <br /> California Local Agency Investment Fund 55,244,639 55,244,639 <br /> U.S.Agencies,Securities,and Corporate Notes: <br /> Federal Home Loan Bank 54,015,960 2,996,160 2,999,640 48,020,160 <br /> Federal National Mortgage Association 21,001,680 - 12,023,340 8,978,340 <br /> Federal Home Loan Mortgage Corporation 39,013,470 - 12,005,790 27,007,680 <br /> Federal Farm Credit 14,996,040 - 5,992,380 9,003,660 <br /> U.S.Treasury Securities <br /> TOTAL 232,205,264 106,174,274 33,021,150 93,009,840 <br /> Credit Risk—Defined as the risk of loss of value of an investment due to a downgrade of its rating or the <br /> failure or impairment of its issuer. Credit Risk shall be mitigated by investing in investment grade <br /> securities and by diversifying the investment portfolio so that failure of any one issue does not unduly <br /> harm the City's capital base and cash flow. In order to limit loss exposure due to Credit Risk, the <br /> investment policy limits purchases of commercial paper investments to those rated A-1 by Standard and <br /> 44 <br />