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additional insureds, and to state that the insurance will be primary and not <br /> contribute with any insurance or self-insurance maintained by the City. <br /> 12. 1 .2 Business Automobile Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $1 ,000,000 per each accident for owned, hired <br /> and non-owned automobiles. <br /> 12. 1 .3 Workers' Compensation Insurance. Consultant shall maintain coverage <br /> as required by the California Labor Code. The Workers' Compensation policy <br /> shall contain an endorsement stating that the insurer waives any right to <br /> subrogation against the City, its officers, agents, employees and volunteers. <br /> 12. 1 .4 Employer's Liability Insurance. Consultant shall maintain coverage with <br /> limits not less than $1 ,000,000 per each accident for bodily injury or disease. <br /> 12. 1 .5 Professional Liability Insurance. Consultant shall maintain coverage with <br /> limits not less than $1 ,000,000 per occurrence. Professional Liability may be <br /> written as claims-made coverage. <br /> 12.2. Notice of Cancellation . This insurance will be in force during the life of the <br /> Agreement and any extensions of it and will not be canceled nor will any coverage be <br /> reduced without Consultant providing thirty (30) days prior written notice to City sent <br /> pursuant to the Notice provisions of this Agreement. <br /> 12.3 Providing Certificates of Insurance and Endorsements. Prior to City's execution <br /> of this Agreement, Consultant shall provide to City certificates of insurance and above- <br /> referenced endorsements sufficient to satisfaction of City's Risk Manager. In no event <br /> shall Consultant commence any work or provide any Services under this Agreement <br /> until certificates of insurance and endorsements have been accepted by City's Risk <br /> Manager. In the event of any cancelation or reduction of a policy, Consultant agrees to <br /> provide new certificates of insurance and endorsements evidencing insurance coverage <br /> as provided for herein . <br /> 12.4 Failure to Maintain Coverage. If Consultant fails to comply with these insurance <br /> requirements, then City will have the option to declare Consultant in breach, or may <br /> purchase replacement insurance or pay the premiums that are due on existing policies <br /> in order to maintain the required coverages. Consultant is responsible for any payments <br /> made by City to obtain or maintain insurance and City may collect these payments from <br /> Consultant or deduct the amount paid from any sums due Consultant under this <br /> Agreement. <br /> 12.5 Submission of Insurance Policies. City reserves the right to require, at any time, <br /> complete copies of any or all required insurance policies and endorsements. <br /> 13. Business License. Consultant and its subcontractors will obtain and maintain a City of <br /> Redwood City Business License for the term of the Agreement, as may be amended from <br /> time-to-time. <br /> ATTY/AGR/2016.053/CDM SMITH <br /> REV: 03-22-16 JS <br /> Page 5 of 18 <br />