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ATTY/AGR/2016.053/CDM SMITH <br />REV: 03-22-16 JS <br />Page 5 of 18 <br />additional insureds, and to state that the insurance will be primary and not <br />contribute with any insurance or self-insurance maintained by the City. <br /> <br />12.1.2 Business Automobile Liability Insurance. Consultant shall maintain <br />coverage with limits not less than $1,000,000 per each accident for owned, hired <br />and non-owned automobiles. <br /> <br />12.1.3 Workers' Compensation Insurance. Consultant shall maintain coverage <br />as required by the California Labor Code. The Workers’ Compensation policy <br />shall contain an endorsement stating that the insurer waives any right to <br />subrogation against the City, its officers, agents, employees and volunteers. <br /> <br />12.1.4 Employer's Liability Insurance. Consultant shall maintain coverage with <br />limits not less than $1,000,000 per each accident for bodily injury or disease. <br /> <br />12.1.5 Professional Liability Insurance. Consultant shall maintain coverage with <br />limits not less than $1,000,000 per occurrence. Professional Liability may be <br />written as claims-made coverage. <br /> <br />12.2. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled nor will any coverage be <br />reduced without Consultant providing thirty (30) days prior written notice to City sent <br />pursuant to the Notice provisions of this Agreement. <br /> <br />12.3 Providing Certificates of Insurance and Endorsements. Prior to City’s execution <br />of this Agreement, Consultant shall provide to City certificates of insurance and above- <br />referenced endorsements sufficient to satisfaction of City’s Risk Manager. In no event <br />shall Consultant commence any work or provide any Services under this Agreement <br />until certificates of insurance and endorsements have been accepted by City’s Risk <br />Manager. In the event of any cancelation or reduction of a policy, Consultant agrees to <br />provide new certificates of insurance and endorsements evidencing insurance coverage <br />as provided for herein. <br /> <br />12.4 Failure to Maintain Coverage. If Consultant fails to comply with these insurance <br />requirements, then City will have the option to declare Consultant in breach, or may <br />purchase replacement insurance or pay the premiums that are due on existing policies <br />in order to maintain the required coverages. Consultant is responsible for any payments <br />made by City to obtain or maintain insurance and City may collect these payments from <br />Consultant or deduct the amount paid from any sums due Consultant under this <br />Agreement. <br /> <br />12.5 Submission of Insurance Policies. City reserves the right to require, at any time, <br />complete copies of any or all required insurance policies and endorsements. <br /> <br />13. Business License. Consultant and its subcontractors will obtain and maintain a City of <br />Redwood City Business License for the term of the Agreement, as may be amended from <br />time-to-time. <br /> <br />6.1.B. - Page 7