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The parties expressly agree that this section shall survive the expiration or early <br /> termination of the Agreement. <br /> 11 . Insurance. Consultant shall obtain and maintain for the duration of the <br /> Agreement and any and all amendments, insurance against claims for injuries to <br /> persons or damage to property which may arise out of or in connection with <br /> performance of the Services by Consultant or Consultant's agents, representatives, <br /> employees or subcontractors. The insurance carrier is required to maintain an A. M . <br /> Best rating of not less than "A-:VII". <br /> 11 . 1 Coverages and Limits. Consultant, at its sole expense, shall maintain the <br /> types of coverages and minimum limits indicated below, unless otherwise <br /> approved by City in writing . These minimum amounts of coverage will not <br /> constitute any limitations or cap on Consultants indemnification obligations under <br /> this Agreement. <br /> 11 . 1 . 1 Commercial General Liability Insurance. Consultant shall maintain <br /> occurrence based coverage with limits not less than $ 1 ,000,000 per <br /> occurrence. If the submitted policies contain aggregate limits, such limits <br /> will apply separately to the Services , project, or location that is the subject <br /> of this Agreement or the aggregate will be twice the required per <br /> occurrence limit. The Commercial General Liability insurance policy shall <br /> be endorsed to name the City, its officers, agents, employees and <br /> volunteers as additional insureds, and to state that the insurance will be <br /> primary and not contribute with any insurance or self-insurance <br /> maintained by the City. <br /> 11 . 1 .2 Business Automobile Liability Insurance . Consultant shall maintain <br /> coverage with limits not less than $1 ,000, 000 per each accident for, hired <br /> and non-owned automobiles. <br /> 11 . 1 .3 Workers' Compensation Insurance and Employer's Liability <br /> Insurance. Consultant shall maintain coverage as required by the <br /> California Labor Code and Employer's Liability limits not less than <br /> $ 1 ,000,000 per each accident for bodily injury or disease. Workers' <br /> Compensation and Employer's Liability insurance will not be required if <br /> Consultant has no employees and provides, to City's satisfaction , a <br /> declaration stating this. Such declaration is attached hereto as Exhibit "D". <br /> 11 . 1 .4 Professional Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $ 1 , 000, 000 per occurrence. <br /> Professional Liability may be written as claims-made coverage. <br /> 11 .2. Notice of Cancellation . This insurance will be in force during the life of the <br /> Agreement and any extensions of it and will not be canceled without Consultant <br /> REV: 04-19-16 JS <br /> Page 4 of 14 <br /> ATTY/AGR.2016.079/W.Euphrat-FinanceAdvisorySvcs <br />