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<br />10. Indemnification. Consultant will indemnify and hold harmless City and its officers, <br />agents, employees and volunteers from and against all claims, damages, losses and <br />expenses including attorney fees arising out of the performance of the Services, caused in <br />whole or in part by the willful misconduct or any negligent act or omission of the Consultant, <br />any subcontractor, anyone directly or indirectly employed by any of them or anyone for <br />whose acts any of them may be liable, except where caused by the active negligence, sole <br />negligence, or willful misconduct of City. <br /> <br />The Parties expressly agree that any reasonable payment, attorney's fee, cost or expense <br />City incurs or makes to or on behalf of an injured employee under the City's self- <br />administered workers' compensation is included as a loss, expense or cost for the purposes <br />of this section, and that this section will survive the expiration or early termination of the <br />Agreement. <br /> <br />11. Insurance. Consultant will obtain and maintain for the duration of the Agreement <br />and any and all amendments, insurance against claims for injuries to persons or damage to <br />property which may arise out of or in connection with performance of the Services by <br />Consultant or Consultant's agents, representatives, employees or subcontractors. The <br />insurance will be obtained from an insurance carrier admitted and authorized to do business <br />in the State of California. The insurance carrier is required to have a current Best's Key <br />Rating of not less than "A-V." <br /> <br />11.1 CoveraQes and Limits. Consultant will maintain the types of coverages and <br />minimum limits indicated below, unless Risk Manager or City Manager, in <br />consultation with the City Attorney approves a lower amount. These minimum <br />amounts of coverage will not constitute any limitations or cap on Consultant's <br />indemnification obligations under this Agreement. City, its officers, agents, <br />volunteers and employees make no representation that the limits of the insurance <br />specified to be carried by Consultant pursuant to this Agreement are adequate to <br />protect Consultant. If Consultant believes that any required insurance coverage is <br />inadequate, Consultant will obtain such additional insurance coverage, as <br />Consultant deems adequate, at Consultant's sole expense. <br /> <br />11.1.1 Commercial General Liabilitv Insurance. $1,000,000 combined single- <br />limit per occurrence for bodily injury, personal injury and property damage. If the <br />submitted policies contain aggregate limits, general aggregate limits will apply <br />separately to the work under this Agreement or the general aggregate will be twice <br />the required per occurrence limit. <br /> <br />11.1.2 Automobile Liabilitv. $1,000,000 combined single-limit per accident for <br />bodily injury and property damage. <br /> <br />11.1.3 Workers' Compensation and Emplover's Liabilitv. Workers' <br />Compensation limits as required by the California Labor Code and Employer's <br />Liability limits of $1,000,000 per accident for bodily injury. Workers' Compensation <br />and Employer's Liability insurance will not be required if Consultant has no <br />employees and provides, to City's satisfaction, a declaration stating this. <br /> <br />11.1.4 Professional Liabilitv. Errors and omissions liability appropriate to <br />Consultant's profession with limits of not less than $1,000,000 per claim. <br />