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business in the State of California. The insurance carrier is required to maintain an A.M. <br /> Best rating of not less than "A-:VII." <br /> 12.1 Coverages and Limits. Consultant, at its sole expense, shall maintain the <br /> types of coverages and minimum limits indicated below, unless otherwise approved by <br /> City in writing. These minimum amounts of coverage will not constitute any limitations or <br /> cap on Consultant's indemnification obligations under this Agreement. <br /> 12.1.1 Commercial General Liability Insurance. Consultant shall maintain <br /> occurrence based coverage with limits not less than $1,000,000 per <br /> occurrence. If the submitted policies contain aggregate limits, such limits <br /> will apply separately to the Services, project, or location that is the subject <br /> of this Agreement or the aggregate will be finrice the required per occurrence <br /> limit. The Commercial General Liability insurance policy shall be endorsed <br /> to name the City, its officers, agents, employees and volunteers as <br /> additional insureds, and to state that the insurance will be primary and not <br /> contribute with any insurance or self-insurance maintained by the City. <br /> 12.1.2 Business Automobile Liabilitv Insurance. Consultant shall maintain <br /> coverage with limits not less than $1,000,000 per each accident for owned, <br /> hired and non-owned automobiles. <br /> 12.1.3 Workers' Compensation Insurance. Consultant shall maintain <br /> coverage as required by the California Labor Code. The Workers' <br /> Compensation policy shall contain an endorsement stating that the insurer <br /> waives any right to subrogation against the City its officers, agents, <br /> employees and volunteers. <br /> 12.1.4 Emplover's Liabilitv Insurance. Consultant shall maintain coverage <br /> with limits not less than $1,000,000 per each accident for bodily injury or <br /> disease. <br /> 12.1.5 Professional Liabilitv. Consultant shall maintain coverage with limits <br /> not less than $1,000,000 per occurrence. Professional Liability may be <br /> written as claims-made coverage. <br /> 12.2. Notice of Cancellation. This insurance will be in force during the life of the <br /> Agreement and any extensions of it and will not be cancelled without Consultant <br /> providing thirty (30) days prior written notice to City sent pursuant to the Notice <br /> provisions of this Agreement. <br /> 12.3 Providinq Certificates of Insurance and Endorsements. Prior to City's <br /> execution of this Agreement, Consultant shall provide to City certificates of <br /> insurance and above-referenced endorsements sufFcient to satisfaction of City's <br /> Risk Manager. In no event shall Consultant commence any work or provide any <br /> Services under this Agreement until certificates of insurance and endorsements <br /> have been accepted by City's Risk Manager. <br /> ATTY/AGR/2016.071/FIRST SAFEfY FIRST PROGRAM MANAGEMENT SERVICES-KITCHELL <br /> REV:04-07-16 RL <br /> Page 4 of 11 <br />