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11 . Insurance. Consultant shall obtain and maintain for the duration of the <br /> Agreement and any and all amendments, insurance against claims for injuries to persons or <br /> damage to property which may arise out of or in connection with performance of the <br /> Services by Consultant or Consultant's agents, representatives, employees or <br /> subcontractors. The insurance carrier is required to maintain an A.M. Best rating of not less <br /> than "A-:VII". <br /> 11 .1 Coverages and Limits. Consultant, at its sole expense, shall maintain <br /> the types of coverages and minimum limits indicated below, unless otherwise <br /> approved by City in writing. These minimum amounts of coverage will not constitute <br /> any limitations or cap on Consultant's indemnification obligations under this <br /> Agreement. <br /> 11 .1 . 1 Commercial General Liability Insurance. Consultant shall <br /> maintain occurrence based coverage with limits not less than $1 ,000,000 per <br /> occurrence. If the submitted policies contain aggregate limits, such limits will <br /> apply separately to the Services, project, or location that is the subject of this <br /> Agreement or the aggregate will be twice the required per occurrence limit. <br /> The Commercial General Liability insurance policy shall be endorsed to name <br /> the City, its officers, agents, employees and volunteers as additional insureds, <br /> and to state that the insurance will be primary and not contribute with any <br /> insurance or self-insurance maintained by the City. <br /> 11 .1 .2 Business Automobile Liability Insurance. Consultant shall <br /> maintain coverage with limits not less than $1 ,000,000 per each accident for <br /> owned, hired and non-owned automobiles. <br /> 11 .1 .3 Workers' Compensation Insurance. Consultant shall maintain <br /> coverage as required by the California Labor Code. The Workers' <br /> Compensation policy shall contain an endorsement stating that the insurer <br /> waives any right to subrogation against the City, its officers, agents, <br /> employees and volunteers. <br /> 11 .1 .4 Employer's Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $1 ,000,000 per each accident for bodily <br /> injury or disease. <br /> 11 .1 .5 Professional Liability Insurance. Consultant shall maintain <br /> coverage with limits not less than $1 ,000,000 per occurrence. Professional <br /> Liability may be written as claims-made coverage. <br /> 11 .2. Notice of Cancellation. This insurance will be in force during the life of <br /> the Agreement and any extensions of it and will not be canceled without Consultant <br /> providing thirty (30) days prior written notice to City sent pursuant to the Notice <br /> provisions of this Agreement. <br /> Page 4 of 12 <br /> REV: 06-20-16 RL <br /> ATTY/AGR.Smith-Emery/Smith-Emery San Francisco <br />