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the Item is presented or notice is received that the Item will not be presented,whichever first occurs. Bank may conclusively rely on the information it receives in an electronic presentment or notification when determining the available balance in Company's Account, and Bank will not have any liability for refusing to honor any of Company's Items because of insuf�icient funds,even if the electronic presentment or notification incorrectly describes the Item,including its amount. Bank may debit Company's Account on the day an Item is presented by any means, including without limitarion electronically,or at an earlier time based on notification received by Bank that an Item drawn on Company's Account will be presented for payment or collectian. A determination of the balance in Company's Account for purposes ofmalcing a decision to dishonor an Item for insufficiency or unavailability of funds may be�de at any time between the presentment of the Item(or earlier upon receipt of any Notice of Presentrnent)and the time of retum of the Item.No more than one such determination need be made. Order af Posting; Categorles of Items Bank posts tiansactions ducing its nighfl3'Prooessing each Business Day. Generally,Bank fust posts deposits or inoosning tiansf�s t+eceived before the deposit ca�toff time tbat day.Bank then posts withdrawals (such as ATM,debit card or check�ansactions)that ha�v�e bcen receiv�eci for payment from Company's Accoiu�t Bank pays some c�tegories(or types) of transactions,such as debit card tcansactions,before otl�er lypes of txansactiions,such as checks. The order in which Bank posts Items to Company's Account will depend upon a number of factors.For example,in connection with the pmcess of posting Items,Bank has the right to(i)establish different categories of Items, (ii)establish a posting order for each category of Item(s), and (iii) establish different posting ordeis for Items within each category.Except to the extent limited by federal regulatory and judicial authorities, Bank has the right to change any of the factors described in(�,(ii)and (iii)above at any time without notice to Company. Fstablishing categories of Items. Bank groups Items into categories it establishes. For example,Bank may group debit cand tran.sactions into one category,and group checks into another category.Bank may include more than one type of Item in a single category. Establishing a posting order for each category of Items. Bank pays some categories(or types) of tcansactions,such as debit card transactions,before other types of transactions,such as cUecks. Establishing a posting order of Items within a single category.If there are multiple transactions within a category,the order in which the transactions aze posted will vary depending on the rype of transaction. 23 ATTY/AGR/2016.186NVELLS FARGO BANKING AGREEMENT