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-35- <br />Projection of Revenues, Expenses and Debt Service Coverage <br /> <br />Estimated projected operating results and debt service coverage for the City for the <br />current and next four Fiscal Years are set forth below. Certain assumptions have been made by <br />the City in the development of the projections, such expected increases in revenues from new <br />planned developments and steady water rate increases. Many of these assumptions are <br />reflected in the projections. While the City believes its assumptions are reasonable, there can be <br />no assurance that the assumed conditions will in fact occur. The City’s projections may be <br />affected (favorably or unfavorably) by unforeseen future events. Therefore, the results projected <br />below cannot be assured. <br /> <br />Table 18 <br />Projection of Revenues, Expenses and Debt Service Coverage <br />Fiscal Years Ended June 30, <br /> <br /> FISCAL YEAR <br /> 2017 2018 2019 2020 2021 <br />GROSS REVENUES <br />Water Meter Charges & Sales (1) 35,590,000 38,450,000 41,475,000 43,775,000 45,329,000 <br />Facility/Connection/Capacity Fees 1,500,000 1,000,000 250,000 250,000 250,000 <br /> Total Operating Income 37,090,000 39,450,000 41,725,000 44,025,000 45,579,000 <br /> Non-Operating Income 450,000 402,000 404,000 484,000 557,000 <br />TOTAL GROSS REVENUES 37,540,000 39,852,000 42,129,000 44,508,000 46,136,000 <br /> <br />MAINTENANCE AND OPERATION <br />COSTS (2) 30,247,000 31,345,000 33,232,000 35,281,000 35,815,000 <br /> <br />NET REVENUES AVAILABLE FOR <br />DEBT SERVICE 7,293,000 8,507,000 8,897,000 9,227,000 10,321 <br /> <br />2007 Installment Payments 947,800 - - - - <br />2013 Installment Payments 2,062,913 2,061,113 2,059,850 2,060,650 2,059,850 <br />2015 Installment Payments 1,421,544 1,419,494 1,416,844 1,420,844 1,418,444 <br />2017 Installment Payments - 808,995 864,998 863,748 866,498 <br />TOTAL DEBT SERVICE 4,432,256 4,289,601 4,341,691 4,345,241 4,344,791 <br /> <br />DEBT SERVICE COVERAGE 1.65x 1.98x 2.05x 2.12x 2.38x <br /> <br />Source: City of Redwood City, Administration. <br />(1) Charges for Service include those charges shown in Table 9 and 10 and other miscellaneous charges for Service. <br />Charges for Service includes a 4.8% water rate increase for fiscal year 2016-17 and 7.8% water rate increase for <br />Fiscal Years 2017-18 and 2018-19, which was approved and adopted by the City Council on June 27, 2016. <br />Charges for Services for Fiscal Years 2019-20, 2020-21 include assumed rate increases of 5% and 4%, respectively, <br />but these increases have not been reviewed or approved by the City Council. Such increases, if approved, could <br />be higher or lower. <br />(2) Excludes depreciation and amortization. Maintenance and Operation costs are assumed to increase 4% annually. <br /> <br /> <br />INVESTMENT OF CITY FUNDS <br /> <br />Revenues collected by the City will be held and invested by the City in accordance with <br />the provisions of the Indenture. <br /> <br />Funds held by the City, including Enterprise moneys, are invested in accordance with <br />the City’s Statement of Investment Policy (the “Investment Policy”) prepared by the City <br />Treasurer as authorized by section 53601 of the Government Code of California. The Investment <br />Policy is submitted to the City Council annually. The Investment Policy allows for the purchase <br />of a variety of securities and provides for limitations as to exposure, maturity and rating which <br />vary with each security type. The City recently hired an external investment advisor to benefit <br />8.C. - Page 60