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what is done to prepare for them. This plan covers the services of a Participating Retirement Counselors to provide information on topics relevant to persons of any age who are planning for retirement. Members will be provided information about the range of situations that they are likely to encounter in retirement, and they will be given guidance on how to plan ahead for quality retirement. o Counseling for organizing life's affairs. In our complex lives, paperwork can become- overwhelming, and leaving a legacy of disorganized records and vital documents can be a time-consuming and emotional burden to surviving loved ones. To simplify life, to prepare for emergencies, and to ease the burden on family members who may need to make important decisions in your absence, this plan covers the services of a Participating Counselor to address these needs. The counselor will teach you how to create an organized legacy. This benefit can also be used for Members who need to arrange "final details" for a friend or family member, or for Members who need suggestions and support about getting life back together after the loss of a loved one. Extended Benefits This plan provides extended benefits for a Member who is totally disabled on the date his or her coverage under this plan ceases because either OHS or Employer discontinues the Group Agreement for all Employees. The extended benefits are subject to all terms and conditions of the Group Agreement, exclusions and limitations set forth in this Evidence of Coverage, and the following conditions: o For the purposes of this benefit, the Member is considered totally disabled when confined in a hospital, or, when because of injury or illness, an Employee is prevented from engaging in any occupation for compensation or profit, or, in the case of a Family Member, is prevented from performing substantially all regular and customary activities usual for a person of his or her age and family status. o Covered Services shall be furnished solely in connection with the condition which has caused total disability and for no other condition, illness or injury. Extended benefits shall be provided only when the Member is under treatment of a Participating Provider, and when written certification of the disability and the cause thereof has been furnished to OHS within 30 days from the date coverage is terminated. Proof that total disability continues must be furnished at least every 30 days during the period of extended benefits. o Extended benefits shall be provided for the shortest of the following periods: (1) Until total disability ceases; (2) For a maximum period of 12 consecutive months; (3) Until coverage without - 6 - '-r---- ,