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balance and summarizes any credits or other transactions since <br /> the preceding statement . In the event that an individual has <br /> participated in this Plan by reason of employment with two or <br /> more Employers, separate Accounts shall be maintained for such <br /> individual with respect to each employment relationship . <br /> ARTICLE 6 - DISTRIBUTIONS <br /> 6 . 1 Commencement of Distributiona a2m aeparation from <br /> Service : Upon a Participant ' s Separation from Service with an <br /> Employer, the Participant may elect to receive distributions <br /> under one of the optional distribution forms described in Section <br /> 6 . 2, commencing no earlier than the sixty-first (61st) day <br /> following the date of the Participant ' s Separation from Service, <br /> or the Participant may elect a deferred commencement date under <br /> Section 6 . 3 . If neither such election is made within sixty (60) <br /> days of the Participant ' s Separation from Service, distributions <br /> shall commence under the Default Distribution Option as soon as <br /> practicable thereafter. Except as provided in Sections 6 . 5 and <br /> 6 . 6, no amount will be distributed from a Participant ' s Account <br /> before the sixty-first (61st) day following the date of the <br /> Participant ' s Separation from Service with the Employer. <br /> 6 . 2 Optional Distribution Forms: Prior to the <br /> commencement date under Section 6 . 1 or Section 6 . 3 , as <br /> applicable, the Participant may elect to have his or her Account <br /> distributed in one of the following forms : <br /> (a) a single lump sum payment; <br /> (b) substantially nonincreasing installment <br /> payments for a period of years (payable on an <br />