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except where caused by the sole negligence or willful misconduct of City or Redwood <br />City 2020. <br />The Parties expressly agree that any reasonable payment, attorney's fee, cost or <br />expense Redwood City 2020 or City incurs or makes to or on behalf of an injured <br />employee under Redwood City 2020 or the City's self-administered workers' <br />compensation is included as a loss, expense or cost for the purposes of this section. <br />The parties expressly agree that this section shall survive the expiration or early <br />termination of the Agreement. <br />11. Insurance. Consultant shall obtain and maintain for the duration of the <br />Agreement and any and all amendments, insurance against claims for injuries to <br />persons or damage to property which may arise out of or in connection with <br />performance of the Services by Consultant or Consultant's agents, representatives, <br />employees or subcontractors. The insurance carrier is required to maintain an A.M. <br />Best rating of not less than "A-: VII". <br />11.1 Coveraoes and Limits. Consultant, at its sole expense, shall maintain the <br />types of coverages and minimum limits indicated below, unless otherwise <br />approved by Redwood City 2020 and City in writing. These minimum amounts of <br />coverage will not constitute any limitations or cap on Consultant's indemnification <br />obligations under this Agreement. <br />11.1.1 Commercial General Liabilitv Insurance. Consultant shall maintain <br />occurrence based coverage with limits not less than $500,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the Services, project, or location that is the subject <br />of this Agreement or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy shall <br />be endorsed to name Redwood City 2020 and the City, their officers, <br />agents, employees and volunteers as additional insureds. <br />11.1.2 Workers' Compensation and Emolover's Liabilitv Insurance. <br />Consultant shall maintain coverage as required by the California Labor <br />Code and Employer's liability limits not less than $1,000,000 per each <br />accident for bodily injury or disease. The Workers' Compensation policy <br />shall contain an endorsement stating that the insurer waives any right to <br />subrogation against Redwood City 2020 or the City, their officers, agents, <br />employees and volunteers. Workers' Compensation and Employer's <br />Liability insurance will not be required if Consultant has no employees and <br />provides, to the City's Satisfaction, a declaration stating this. <br />11.2. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled without Consultant <br />ATTY/AGR/2017.202/SHAMLESS HEART COACHING <br />REV: 09-05-17 VR <br />Page 4 of 10 <br />