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costs, damages, expense and liability of every kind, nature and description, including <br />attorney's fees, expert's fees, court costs and disbursements, to the extent such Claims <br />were caused by the negligence, recklessness or willful misconduct of Consultant, its <br />subconsultants, or anyone directly or indirectly employed by any of them or anyone for <br />whose acts any of them may be liable, whether directly or indirectly ("Liability"). Such <br />obligations to defend, hold harmless and indemnify the City and/or YMCA shall not <br />apply to the extent that such Liability is caused by the sole negligence, or willful <br />misconduct of the City and/or YMCA, whether it be jointly or separately. <br />However, notwithstanding the foregoing, in accordance with California Civil Code <br />Section 1668, nothing in this Agreement shall be construed to exempt Client from <br />Client's own fraud, willful injury to the person or property of another, or violation of law. <br />Furthermore, notwithstanding the forgoing, to the extent this Agreement is a <br />"construction contract' as defined by California Civil Code section 2783, as may be <br />amended from time to time, such duties of Consultant to indemnify shall not apply when <br />to do so would be prohibited by California Civil Code Section 2782. <br />Nothing herein contained in this Agreement shall be construed to require <br />Consultant to indemnify Indemnitees against any responsibility or liability in <br />contravention of California Civil Code Section 2782.8. <br />The Parties expressly agree that this section shall survive the expiration or early <br />termination of the Agreement. <br />12. Insurance. Consultant shall obtain and maintain for the duration of the <br />Agreement and any and all amendments, insurance against claims for injuries to <br />persons or damage to property which may arise out of or in connection with <br />performance of the Services by Consultant or Consultant's agents, representatives, <br />employees or subcontractors. The insurance carrier is required to maintain an A.M. <br />Best rating of not less than "A-: VII". <br />12.1 Coverages and Limits. Consultant, at its sole expense, shall maintain the <br />types of coverages and minimum limits indicated below, unless otherwise <br />approved by Client in writing. These minimum amounts of coverage will not <br />constitute any limitations or cap on Consultant's indemnification obligations under <br />this Agreement. <br />12.1.1 Commercial General Liabilitv Insurance,. Consultant shall maintain <br />occurrence based coverage with limits not less than $2,000,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the Services, project, or location that is the subject <br />of this Agreement or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy shall <br />be endorsed to name Client and Client's officers, agents, employees and <br />volunteers as additional insureds, and to state that the insurance will <br />ATTY/AGR/2017 263/CITY — YMCA ARCHITECTURE AGREEMENT <br />REV: 11-09-17 VR <br />Page 6 of 15 <br />