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<br />6. M- 4:3 <br /> <br />TABLE OF CONTENTS <br /> <br />I <br />ELIGIBILITY <br /> <br />1. When Can I Become a Participant in the Plan?. ........................... .."............. ......................... 1 <br />2. What Are the Eligibility Requirements for Our Plan? ...............................................................1 <br /> <br /> <br />3. When Is My Entry Date? .........................................................................................................1 <br /> <br />4. Are There Any Employees Who Are Not Eligible? ...................................................................1 <br />5. What Must I Do to Enroll in the Plan? ................. ............................ ....".. .......................... ....... 1 <br /> <br />II <br />OPERATION <br /> <br />1. How Does This Plan Operate? ................................................................................................2 <br /> <br />III <br />CONTRIBUTIONS <br /> <br />1. How Much of My Pay May The City Redirect? ........................................................................2 <br />2. How Much Will The City Contribute Each Year? .....................................................................2 <br />3. What Happens to Contributions Made to the Plan? .................................................................2 <br />4. When Must I Decide Which Accounts I Want to Use? .............................................................3 <br />5. When Is the Election Period for Our Plan? .................................................. ............................ 3 <br />6. May I Change My Elections During the Plan Year? .................................................................3 <br />7. May I Make New Elections in Future Plan Years? ...................................................................4 <br /> <br />IV <br />BENEFITS <br /> <br />1. What Benefits Are Available? ..................................................................................................4 <br /> <br />V <br />BENEFIT PAYMENTS <br /> <br />1. When Willi Receive Payments From My Accounts? ...............................................................6 <br />2. What Happens If I Don't Spend All Plan Contributions? ..........................................................6 <br />3. Family and Medical Leave Act (FMLA)....................................................................................7 <br />4. Uniformed Services Employment and Reemployment Rights Act............................................7 <br />5. What Happens If I Terminate Employment? ............................................................................ 7 <br />6. Will My Social Security Benefits Be Affected? ...... ................................ ........... ........... ............. 9 <br />