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<br /> <br />Maria & Michael's Story <br /> <br />. Married couple with three children <br />. Michael works full-time as a convenience <br />store clerk for $8 per hour (no health benefits) <br />. Maria works part-time as childcare provider <br />(no health benefits) <br />. Joint income after taxes is $1,800 per month <br />. Pay $1,100 (60% of their income) for their 2- <br />bedroom apartment <br />. Are one major medical expense, car repair or <br />missed paycheck away from being homeless <br />