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(continued from inside front cover) <br />the Company for soon insured, and all cam, <br />rried <br />on by suchf fees <br />ed with litigation <br />the we- ttenaauthor authorization <br />on <br />of the <br />Company. <br />Icl When tf xed nunt Of low or accordance wthntheeconn-- <br />been definitely 11e the loss or damage shall be <br />ditions of this Po Y. <br />payable within 30 days thereafter. <br />7. LIMITATION OF LIABILITY <br />No claim shall arise or be maintainable under <br />thispolicy la) if the Compan' afterhaving <br />by <br />notice of an alleged defect, <br />.,ad against hereunder, Y litigation or other- <br />ce or <br />wise,lishes the title, removes such ,, the lien of the insureddefect thin or mart' <br />establishes <br />gage, as insured, within a reasonable time after <br />receipt of such notice; (b) in the event of litigation <br />until there has been a final determination by a <br />court of competent lu aldverse to thetitlle or to the <br />all appeals therefrom, <br />lien of the insured mortgage, is insured, as Pro- <br />vided in paragraph 3 hereof; or (c) fliability <br />or assumed by an insured <br />voluntarily admitted <br />without prior written consent of the Company <br />amount so paid shall txe deemed o payment under <br />this policy. The Company shall have the option to <br />the payment of any such mortgage any amount <br />thatotherwise would payable hereunder to the <br />insured <br />es <br />insured owner of the estate or interest covered by <br />this policy and the amount w paid shall be deemed <br />a payment under this Policy to said insua the ed owner. <br />option prion To <br />this policy. The Company mortgage any <br />apply the Payment of any such blehereunder <br />amount that otherwise would be Payable he <br />e or interest cov- <br />a, the insured <br />policy and the amoowner of the unt so paid shall be <br />deed ed payment under this policy to said insured <br />deemed a <br />owner. <br />The provisions of this paragraph 9 shall not <br />apply to an owner of the indebtedness secured by <br />the insured mortgage, unless such insured acquires <br />title to said estate or interest in satisfaction of said <br />indebtedness or any part thereof. <br />S. REDUCTION OF INSURANCE; TERMINA— <br />TION OF LIABILITY <br />All: payments under this policy, except Pay- <br />ment made for costs, attorneys' fees aril expenses, <br />shall reduce the amount of the insurance pro tanto; <br />provided, however, if the owner oft he insured here <br />secured by the insured mortgage t or to the acquisition <br />under, then such payments, p <br />of title to said estate or interest as provided in <br />paragraph 2 (a) of these Conditions and StiPulw <br />tions, shall not reduce pro tanto the amountof <br />insurance afforded hereunder as to any <br />educe except <br />amountthe <br />ofextent <br />that such payments <br />indebtedness secured <br />by such mortgage. <br />Payment in full by anypersonor voluntary <br />satisfaction or release of the Insured mortgage <br />an gored <br />shall <br />terminate all liability of the company <br />owner ge the <br />excep indebtedness <br />providedured by the in paragraph 2 (es <br />mortgage, <br />hereof. <br />9. LIABILITY NONCUMULATIVE <br />It is expressly understood that the amount of <br />insurance underthls policy, as to the insured owner <br />of the estate or interest covered by this Policy, shall <br />pall <br />be reduced by any shown or <br />under any policy Insuring (a) a mortgage <br />referred to in Schedule B hereof which is a lien <br />by his police, <br />on the estate or interest <br />e eafter executed by an insured <br />or (b) i mortgage <br />which is a charge or lien on The estate or interest <br />described or referred to in Schedule A, and the <br />" Llt <br />fornia, <br />council <br />council <br />Grantef <br />Date: <br />Inds -10A <br />11. LIABILITY LIMITED To THIS POLICY <br />This instrument together with all endorse - <br />merits and other instruments, if any. attached here- <br />to by the Company is the entire policy and con- <br />tract between the insured and the Company. <br />Any claim of loss ar damage, whether or not <br />based on negligence, and which arises out of the <br />status of the lien of the insured mortgage r ythe <br />d hereby, <br />title to the estate or interest covereor <br />any action asserting such claim, shall be restricted <br />to the provisions and conditions and stipulations of <br />this policy, <br />No amendment of or end rssemeennt to this <br />endorsed <br />policy can be made except either the <br />hereon or attached hereto signed by <br />President, a Vice President, ial daing officer othe Secretary, <br />author- <br />an <br />Assistant Secretary, <br />ized signatory of the Company' <br />No payment shall be made without producing <br />10. SUBROGATION UPON rAt me-:... •-•• this policy for endorsement of such payment urs <br />SETTLEMENT lass the policy be lost or destroyed, in which case <br />Whenever the Company shall have paid or proof of such loss or destruction shall be furnished <br />settled a claim under this policy, all right of sub' to the oWHERE SENT n of the rill <br />rogation shall vest r the company unaffected by 12. NOTICES, <br />any act of the insured claimant, except that the <br />owner of the indebtedness secured by the insured All notices required writing <br />be given tad to he Company <br />mortgage may release or substitute the personal and any statement i^ hall tbe addressed to t at its <br />liability of any debtor or guarantor, or extend or dished the Company <br />rtion of the estate or interest from the California, 92701, or to the office which issued <br />Otherwise modify the terms of payment, or re- home office at 42t North Main Street, Santa ria, <br />lease a Pa mortgage or release any this Policy. <br />lien of the Insured provided <br />collateral security for the indebtedness, h insured <br />such act occurs prior to receipt by <br />of notice of any claim of title or interest adverse <br />to the title to the estate or interest or <br />does noty <br />t <br />of the lien of the insured mortgage <br />result in any eo of The priority mpanY shall be subrogated <br />wren mortgage - <br />to and su entitled to all rights and remedies stint <br />such insured petty In respect to suchhad <br />clla'imm had this <br />Person <br />or property Is here <br />policy not been issued, and the Company' <br />by authorized and empowered to sue, compromise <br />or settle in its name or in the name of the insured <br />to the full extent of the loss sustained by the COM, <br />Perry. If requested by the Company, the insured <br />shall execute any and alldocuments <br />ha payment does not <br />the within wbrogat <br />cover the loss of wch to wch claImant, the Com, <br />r rights arid reme- <br />dies <br />pony shall 6t subrogor payment bears to <br />dies in the proportion which said pay <br />the amount of sold loss, but wch martsubrogation shall <br />If loss <br />shout in subordination to a t insured mortgage. - <br />shouldresultfromanyactofwchln bluittheCom- <br />wch act shall not void this palled, <br />pang, in that event, shall as to such insured <br />claimant be required to pay only that part of any <br />losses insured against hereunder which shall exceed <br />the amount, if anY. lost to the Company by reasorn <br />of the impairment of the right of subrogor <br />Reciwo° icy, a municipal corpora conn tie State °theaCii <br />is hereby accepted by the undersigned officer on beha'lk�ay <br />of Redwood City pursuant to authority. �onferra5ld the <br />of the City adopted on / 199, <br />Resolution No. 7 is d��ut#�:�:zed floor.. <br />cons/ants to recor ation thereof of by �% *, - <br />'7 �/¢y/ 1975. By S1° s,(Seal) <br />r AC .1NE C. Il1LDiBRAN <br />/ <br />9,90" <br />'VOL684) PAGE21.0 <br />