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<br />Redevelopment Agency of the City of Redwood City <br />Notes to Basic Financial Statements, Continued <br />For the year ended June 30, 2005 <br /> <br />7. LONG-TERM DEBT <br /> <br />Summary of changes in long-term debt for the year ended June 30, 2005 was as follow: <br /> <br />Balance <br />July 1, 2004 <br /> <br /> Amount Amount <br /> Balance Due Within Due In More <br /> Additions Retirements June 30,2005 One Year Than One Year <br />$ $ (1,060,000) $ 8,940,000 $ 1,105,000 $ 7,835,000 <br /> 33,997,448 33,997,448 <br /> 1,157,427 1,895,111 1,895,111 <br /> (30,771) 861,598 30,771 830,827 <br /> (42,321) 338,568 42,321 296,247 <br />$ 1,157,427 $ (1,133,092) $ 46,032,725 $ 1,178,092 $ 44,854,633 <br /> <br />Total <br /> <br />$ 10,000,000 <br />33,997,448 <br />737,684 <br />892,369 <br />380,889 <br /> <br />$ 45,270,706 <br /> <br />1997 Tax Allocation Refunding Bond <br />Tax Allocation Bond, Series 2003A <br />Accreted interest payable <br />Unamortized premium <br />Loans Payable <br /> <br />A. 1997 Tax Allocation Refunding Bonds <br /> <br />On June 15, 1997, the Agency issued $15,430,000 of 1997 Tax Allocation Refunding Bonds with a final <br />maturity date of July 15, 2011. The purpose of the issuance is to provide funds to prepay a loan received by <br />the Agency and defease $13,955,000 aggregate principal amount of the 1991 Local Agency Revenue Bonds, <br />Series B (Prior Bonds), to fund a reserve account for the Bonds and to pay the costs of issuance incurred in <br />connection with the issuance, sale and delivery of the Bonds. The purpose of the prior bonds was to finance <br />improvements within the Agency's Redevelopment Project Area No.2. The 1997 Tax Allocation Refunding <br />Bonds are due in annual installments of $417,805 to $1,525,880 through July 15, 2011, payable from the <br />Redevelopment Agency Tax Increment. The bonds are secured by a first lien on the security interest in all <br />of the tax revenue and all of the moneys deposited and held from time to time by the Trustee in the Special <br />Revenue Fund and the Debt Service Fund, including interest account, the principal account, the reserve <br />account and the redemption account established pursuant to the indenture. Interest rate ranges from 3.8% <br />to 5.15%. Principal is due annually on each July 15 commencing in 1998. Interest is due semiannually on <br />each January 15, and July 15, commencing January 15, 1998. At June 30, 2005 the Refunding Public <br />Financing Authority Bonds had a remaining balance outstanding of $8,940,000. The refunded bonds (1991 <br />Series B Bonds) were completely paid off on July 15, 2001. The refunding produced a net reduction in debt <br />service of $759,000 over the next 14 years. The economic gain (the difference between the present value of <br />the debt service payments of the refunded and refunding debt) is $590,000 or 4.23% of the refunded <br />principal. <br /> <br />The annual debt service requirements are shown below: <br /> <br />For the Fiscal Year <br />Ended June 30, Principal Interest Total <br />2006 $ 1,105,000 $ 415,056 $ 1,520,056 <br />2007 1,160,000 361,815 1,521,815 <br />2008 1,210,000 304,922 1,514,922 <br />2009 1,270,000 244,465 1,514,465 <br />2010 1,330,000 180,100 1,510,100 <br />2011-2013 2,865,000 149,130 3,014,130 <br /> $ 8,940,000 $ 1,655,488 $ 10,595,488 <br /> 27 <br />