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3.9 <br />Compliance with Law..........................................................................................................8 <br />3.10 <br />Drilling.................................................................................................................................8 <br />3.11 <br />Post Tension Concrete Slab System..................................................................................8 <br />3.12 <br />Cordilleras Creek Setback..................................................................................................8 <br />3.13 <br />Encroachment Permit Requirements..................................................................................8 <br />ARTICLE4 Maintenance <br />Obligations...........................................................................................................8 <br />4.1 <br />Owner's Maintenance Obligations......................................................................................8 <br />4.2 <br />Association's Maintenance Responsibilities.....................................................................10 <br />4.3 <br />Cooperation and Access...................................................................................................11 <br />4.4 <br />Reimbursement and Indemnification................................................................................11 <br />ARTICLE 5 The <br />Association.......................................................................................................................11 <br />5.1 <br />Formation of the Association............................................................................................11 <br />5.2 <br />Governing Body................................................................................................................12 <br />5.3 <br />Membership......................................................................................................................12 <br />5.4 <br />Membership Classes and Voting Rights...........................................................................12 <br />5.5 <br />Joint Ownership Votes......................................................................................................13 <br />5.6 <br />Powers of the Association.................................................................................................13 <br />5.7 <br />Duties of the Association..................................................................................................15 <br />5.8 <br />Taxes and Assessments...................................................................................................15 <br />5.9 <br />Utility Service to the Common Area..................................................................................15 <br />5.10 <br />Reporting and Notice Requirements.................................................................................15 <br />5.11 <br />Enforcement of Bonded Obligations.................................................................................17 <br />5.12 <br />Limitations on Authority of the Board................................................................................18 <br />5.13 <br />Additional Limitations on Authority of the Board...............................................................18 <br />5.14 <br />Notice of Significant Legal Proceedings...........................................................................19 <br />5.15 <br />Civil Code Sections 896 and 897 Claims..........................................................................20 <br />5.16 <br />Access to Association Records.........................................................................................20 <br />ARTICLE6 Assessments....................................................................................,............,...........................20 <br />6.1 <br />Obligations to Pay Assessments......................................................................................20 <br />6.2 <br />Annual Regular Assessment.............................................................................................21 <br />6.3 <br />Reserves, Reserve Accounts and Reserves Study..........................................................21 <br />6.4 <br />Special Assessments........................................................................................................22 <br />6.5 <br />Reimbursement Assessments..........................................................................................22 <br />6.6 <br />Assessment Increase Restrictions....................................................................................23 <br />6.7 <br />Commencement of Regular Assessments.......................................................................23 <br />6.8 <br />Due Dates of Assessments...............................................................................................24 <br />6.9 <br />Allocation of Regular and Special Assessments..............................................................24 <br />6.10 <br />Enforcement of Delinquent Assessments.........................................................................24 <br />6.11 <br />Assessment Exemption....................................................................................................27 <br />6.12 <br />Estoppel Certificate...........................................................................................................27 <br />6.13 <br />Assignment of Rents.........................................................................................................27 <br />6.14 <br />Restrictions on Association Funds....................................................................................27 <br />ARTICLE7 Insurance.................................................................................................................................27 <br />7.1 <br />Owners' Insurance Policy(ies)..........................................................................................27 <br />7.2 <br />Association Liability Insurance..........................................................................................28 <br />7.3 <br />Association Property Insurance........................................................................................28 <br />7.4 <br />Insurance Rating and Cancellation...................................................................................28 <br />7.5 <br />Board's Authority to Revise Insurance Coverage............................................................. <br />28 <br />7.6 <br />Periodic Insurance Review...............................................................................................29 <br />7.7 <br />Insurance Trustee............................................................................................................. <br />29 <br />7.8 <br />Other Insurance................................................................................................................29 <br />ARTICLE 8 Damage, Destruction or Condemnation..................................................................................29 <br />8.1 <br />Lot Repair or Reconstruction............................................................................................29 <br />August 18, 2016 <br />