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ARTICLE VIII <br />INSURANCE <br />8.1 Minimum Insurance Requirements. Permittee shall obtain and maintain at its sole cost for the <br />duration of this Permit the following insurance: <br />I. Minimum Scope of Insurance. Coverage shall be at least as broad as: <br />1. Insurance Services Office Commercial General Liability coverage ("occurrence" form CG <br />0001). "Claims Made" form is unacceptable. The "occurrence" form shall not have a "sunset <br />clause." <br />2. Insurance Services Office form number CA 0001 covering Automobile Liability, code 1 "any <br />auto". <br />3. Workers' Compensation insurance as required by the Labor Code of the State of California <br />and Employers Liability insurance. <br />ii. Minimum Limits of Insurance. Permittee shall maintain policy limits of no less than: <br />1. General Liability: $5,000,000 per occurrence for bodily injury, personal injury, property <br />damage, products, and completed operations. If Commercial General Liability Insurance or <br />other form with a general aggregate limit is used, either the general aggregate limit shall <br />apply separately to this project/location or the general aggregate limit shall be twice the <br />required occurrence limit. <br />2. Automobile Liability: $1,000,000 combined single limit per accident for bodily injury and <br />property damage. <br />3. Worker's Compensation and Employers Liability: Worker's compensation limits as required <br />by the Labor Code and Employers' Liability limits of $1,000,000 per accident. <br />iii. Deductibles and Self -Insured Retentions. Any deductibles or self-insured retentions must be <br />declared to and approved by the City. <br />iv. Other Insurance Provisions. The policies shall contain, or be endorsed to contain, the following <br />provisions: <br />1. General Liability and Automobile Liability Coverages. <br />a. The City, its City Council, its officials, officers, employees, representatives, agents and <br />volunteers are to be covered as additional insured as respects the following: liability <br />arising out of activities performed by or on behalf of Permittee; failure to perform any <br />work contemplated in any encroachment permit; structures or encroachments placed by <br />or on behalf of Permittee in, on, under or over the surface of any Right -Of -Way or City <br />Property; products and completed operations of Permittee; premises owned, occupied or <br />used by Permittee; or automobiles owned, leased, hired or borrowed by Permittee. The <br />coverage shall contain no special limitations on the scope of protection afforded due to <br />Page 10 of 24 <br />REV: 09-17-18 PR <br />ATTY/AGR.2018.220/Kaiser - Revocable Encroachment Permit <br />