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6.G. - PaRedwoocT$i7 <br />City <br />Notes to the Basic Financial Statements <br />For the fiscal year ended June 30, 2018 <br />NOTE 2 - CASH AND INVESTMENTS (CONTINUED) <br />A. Cash and Deposits, Continued <br />Cash balances from all funds are combined and invested to the extent possible pursuant to the City <br />Council approved investment policy and guidelines and state government code. The earnings from these <br />investments are allocated monthly to each fund based on an average of monthly opening and closing <br />balances of cash and investments. Investments are stated at fair value. All enterprise fund investments <br />are considered to be liquid investments for cash flow purposes. <br />Interest Rate Risk. As a means of limiting its exposure to fair value losses arising from rising interest <br />rates, the City's investment policy provides that final maturities of securities cannot exceed three years. <br />Specific maturities of investments depend on liquidity needs. <br />B. Investments <br />As of June 30, 2018, the City had the following investments by maturity: <br />Cash and Investments <br />Total <br />1 year or Less <br />Investment Maturities (in <br />1 - 2 years 2- 3 years <br />years) <br />3 - 4 years <br />5 years or <br />More <br />County of San Mateo <br />Investment Pool <br />$ 46,496,503 <br />$ 46,496,503 <br />$ <br />$ <br />$ <br />$ <br />California Local Agency <br />Investment Fund <br />83,079,550 <br />83,079,550 <br />U.S. Agencies, Securities, and <br />Corporate Notes: <br />Federal Agency Securities <br />33,987,625 <br />7,909,080 <br />10,978,050 <br />3,606,046 <br />11,494,449 <br />- <br />U.S. Treasury Notes <br />54,040,569 <br />- <br />3,654,175 <br />16,081,588 <br />24,428,971 <br />9,875,835 <br />Corporate Notes <br />27,205,574 <br />- <br />12,191,983 <br />9,413,793 <br />5,038,449 <br />561,349 <br />Bank Acceptance <br />4,248,276 <br />4,248,276 <br />- <br />- <br />- <br />- <br />Certificate of deposit - <br />Negotiable <br />9,850,719 <br />- <br />8,430,793 <br />1,419,926 <br />- <br />Municipal Bonds <br />976,030 <br />- <br />- <br />- <br />976,030 <br />Collatealized Passthroughs <br />4,989,269 <br />1,945,707 <br />3,043,562 <br />Supranational Obligations <br />3,758,645 <br />- <br />3,758,645 <br />- <br />Money Market <br />106,959 <br />106,959 <br />- <br />Total <br />$ 268,739,719 <br />$ 129,497,383 <br />$ 38,785,503 <br />$ 82,513,874 <br />$ <br />$ <br />Credit Risk — Defined as the risk of loss of value of an investment due to a downgrade of its rating or the <br />failure or impairment of its issuer. Credit Risk shall be mitigated by investing in investment grade <br />securities and by diversifying the investment portfolio so that failure of any one issue does not unduly <br />harm the City's capital base and cash flow. In order to limit loss exposure due to Credit Risk, the <br />investment policy limits purchases of investments to those rated in a rating category "A" or its <br />equivalent or better by a NRSRO. <br />48 254 <br />