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<br />subcontractor, anyone directly or indirectly employed by any of them or anyone for whose acts <br />any of them may be liable, except where caused by the active negligence, sole negligence, or <br />willful misconduct of City. <br /> <br />The Parties expressly agree that any reasonable payment, attorney's fee, cost or expense City <br />incurs or makes to or on behalf of an injured employee under the City's self-administered <br />workers' compensation is included as a loss, expense or cost for the purposes of this section, <br />and that this section will survive the expiration or early termination of the Agreement. <br /> <br />11. Insurance. Consultant will obtain and maintain for the duration of the Agreement and <br />any and all amendments, insurance against claims for injuries to persons or damage to property <br />which may arise out of or in connection with performance of the Services by Consultant or <br />Consultant's agents, representatives, employees or subcontractors. The insurance will be <br />obtained from an insurance carrier admitted and authorized to do business in the State of <br />California. The insurance carrier is required to have a current Best's Key Rating of not less than <br />"A-:V." <br /> <br />11.1 Coveraqes and Limits. Consultant will maintain the types of coverages and <br />minimum limits indicated below, unless Risk Manager or City Manager, in consultation <br />with the City Attorney approves a lower amount. These minimum amounts of coverage <br />will not constitute any limitations or cap on Consultant's indemnification obligations under <br />this Agreement. City, its officers, agents, volunteers and employees make no <br />representation that the limits of the insurance specified to be carried by Consultant <br />pursuant to this Agreement are adequate to protect Consultant. If Consultant believes <br />that any required insurance coverage is inadequate, Consultant will obtain such <br />additional insurance coverage, as Consultant deems adequate, at Consultant's sole <br />expense. <br /> <br />11.1.1 Commercial General Liability Insurance. $1,000,000 combined single- <br />limit per occurrence for bodily injury, personal injury and property damage. If the <br />submitted policies contain aggregate limits, general aggregate limits will apply <br />separately to the work under this Agreement or the general aggregate will be <br />twice the required per occurrence limit. <br /> <br />11.1.2 Automobile Liability. $1,000,000 combined single-limit per accident for <br />bodily injury and property damage. <br /> <br />11.1.3 Workers' Compensation and Employer's Liability. Workers' <br />Compensation limits as required by the California Labor Code and Employer's <br />Liability limits of $1,000,000 per accident for bodily injury. Workers' <br />Compensation and Employer's Liability insurance will not be required if <br />Consultant has no employees and provides, to City's satisfaction, a declaration <br />stating this. <br /> <br />11.1.4 Professional Liability. Errors and omissions liability appropriate to <br />Consultant's profession with limits of not less than $1,000,000 per claim. <br /> <br />11.2. Additional Provisions. Consultant will ensure that the policies of insurance <br />required under this Agreement contain, or are endorsed to contain, the following <br />provisions: <br /> <br />Agreement over $10K <br />City Attorney Approved Version 111803 <br /> <br />3 <br />