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<br />(c) The Company understands and agrees that violation of this clause shall be considered a <br />material breach of this agreement and may result in contract termination, disqualification of the <br />Company from participating in City contracts and other sanctions. <br /> <br />(d) The City reserves the right to employ other consultants in connection with the Services. <br /> <br />23. INSURANCE. <br /> <br />a. Types of Insurance <br />The Company shall obtain and maintain during the life of the Agreement, with an <br />insurance company rated not less than A by A.M. Best, authorized to do business in the <br />State of California for the following insurance: <br /> <br />Automobile Liability. <br /> <br />The Company shall provide endorsements for all owned, non-owned, borrowed, leased, <br />and hired vehicles with a combined single limit of at least One Million Dollars <br />($1,000,000) each accident. If the Company's employees use personal vehicles in the <br />performance of work under this subcontract, an "Employees as Insured" endorsement <br />shall be required as part of the Company's Business Auto Policy. This coverage will also <br />include a waiver of subrogation clause in favor of the City. <br /> <br />Commercial General Liability. <br />The Company shall be required to provide proof of bodily injury and property damage <br />liability as shall protect the Company and any sub-contractor performing work under <br />this contract from claims of bodily injury or property damage which arise from operation <br />of services described in this agreement whether such operations are performed by the <br />Company, any sub-contractor or anyone directly or indirectly employed by either. The <br />amounts of such insurance shall not be less than $1,000,000 bodily injury each <br />occurrence/aggregate and $1,000,000 property damage each occurrence/aggregate or <br />$1,000,000 bodily injury and property damage combined single limits each <br />occurrence/aggregate. This insurance shall include coverage for products/completed <br />operations, personal injury liability and contractual liability assumed under the <br />indemnity provision in the Paragraph 21 of this contract. <br /> <br />The City shall be named as an additional insured under the commercial general liability <br />insurance for operations or services rendered and products provided under this contract. <br /> <br />Worker's Compensation and Employers Liability. <br />The Company, through the BC Workers Compensation Board shall maintain a program <br />of workers' compensation insurance in an amount and form to meet all applicable <br />requirements, covering all persons performing work on behalf of the Company and all <br />risks to such persons under this Agreement. <br /> <br />The Company shall not commence any work in connection with this Agreement until it <br />has obtained all of the foregoing types of insurance and the City has approved proof of <br />such insurance. The Company shall not allow any subcontractor to commence work on <br />its subcontract until all similar insurance required of the subcontractor has been obtained <br />and approved. <br />