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19.1.9 An employee employed by the City on 3anuary 1, 1988 or thereefter, who retires under the retirement plan provided by Redwood City and has twenty (20) years of service may conUnue to partidpate in one of the Oty's medical insurance plans at his/her own expense. In the event the employee should elect medical insurance under the PEPS Health Plan, the Oty shall contribute on behalf of these employees a minimum of sixteen ($16.00) per month towards PEPS medical insurance plans. 19.1.10 Effective .lanuary 1, 1999, for L4FF members employed by the Oty who have twenty (20) years of service and retire under the Cib/s retirement plan, the maximum Oty contribution toward health plan coverage shall be equal to the percent or premium paid for a current employee, for the same plan. For [AFl= members retired prior to 3anuary 1, 1988, the Ob/shall pay the cost of health plans in accordance with the applicable HOU or Oty practice in effect at the time of retirement. 19.1.11 All costs incurred by the Oty to maintain the PEPS Health Benefits Plan In compliance with Govemment Code Section 22751, et seq., and all costs incurred by the Oty to maintain the Cafeteria Plan in compliance with [RS Code Section 125, shall be paid from the aforementioned monthly dollar caps identified in Sections 19.1.4, 17.1.55, 17.1.6. Such costs include, but are not limited to, premiums,, surcharges, and/or admini=b,~ldve fees. 19.1.12 In the event there are any costs not charged to the City due to delays by PEPS and/or other administrative agendes in calculating or reporting these costs, said costs shall be carried over and charged as adminiabetive costs to the following plan year and deducted from the aforementioned monthly dollar caps accordingly. 19.1.13 An employee who is receiving a disability retirement due to a work related illness or injury, shall receive paid medical benefits provided that the employee is not eligible for similar benefits through a spouse's health plan. Whenever the above eligibility criteria is met, the City will provide medical benefits at the same benefit tier (single, two-party, family) which the employee would have been receiving if he/she had continued as an active employee. 19.1.14 Effective with the first open enrollment available after the adoption of the HOU, an employee who elects no health plan coverage and provides evidence of other coverage during annual open enrollment, as a health savings/cash option, the Oty and the employee shall share equally the amount designated In Section 19.1.4, 19.1.5 above as the Oty's total maximum combined monthly contribution.