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19.2 Dental Znsurance <br /> <br /> The City shall continue to provide to eligible employees and dependents fully <br /> paid dental insurance through the Delta Dental program, effective as soon as <br /> possible following the adoption of the new MOU, through the term of this <br /> agreement to include coverages as follows: $2,000 annual cap for basic <br /> coverage and $1,000 lifetime cap for orthodonture. <br /> <br />19.3 Savings Clause <br /> <br /> If, pursuant to any federal or state law which may become effective <br /> subsequent to the effective date of this MOU, the City is required to pay <br /> contributions or taxes for hospital-medical-surgical, dental care, prescription <br /> drug or other health benefits to be provided its employees under such federal <br /> or state act, the City's obligation to furnish the same benefits under the <br /> hospital-medical-surgical, dental care and major medical programs shall be <br /> suspended and the contributions agreed to be paid monthly hereunder by the <br /> City shall be reduced each month by the amounts which the City is required to <br /> expend during any such month in the form of contributions or taxes to support <br /> said federal or state health plan. <br /> <br /> If, as a result of such a law, the level of benefits provided by such law for any <br /> group of employees, or their dependents, is lower in certain categories of <br /> services than that provided under Kaiser, Local 2400 Plan, ABAG, Blue Cross <br /> Prudent Buyer, Blue Cross Fee for Service, or Bay Pacific, the City shall, to the <br /> extent practical, provide a plan of benefits supplementary to the federal or <br /> state benefits so as to make benefits in each category of coverage as nearly <br /> comparable as possible to the benefits provided under Kaiser, Local 2400 Plan, <br /> ABAG, Blue Cross Prudent Buyer, Blue Cross Fee for Service, and Bay Pacific, <br /> according to the plan selected by individual employees. The City need only <br /> expend for this purpose the actual amount required to achieve parity between <br /> the benefits agreed to be provided under Kaiser, Local 2400 Plan, ABAG, Blue <br /> Cross Prudent Buyer, Blue Cross Fee for Service, and Bay Pacific and the <br /> benefits provided under any federal or state plan as supplemented in the <br /> manner hereinabove described. In no event shall the City be required to <br /> expend for such purposes an amount which, when added to the contributions <br /> or taxes required of the City under the federal or state act, shall exceed the <br /> amounts paid at the time such legislation becomes effective. <br /> <br /> If the benefits provided under the federal or state act exceed the benefits <br /> provided hereunder in each category of coverage, the City shall be under no <br /> further obligation to make any contributions. <br /> <br />19.4 Life Znsurance <br /> <br /> The City shall continue to offer to eligible employees the life insurance program <br /> in effect on February 1, 1974. <br /> <br /> 42 <br /> <br /> <br />