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<br />8e <br />Page 75 <br /> <br />Median Effective Buying Income <br /> <br />Effective buying income (nEBl") is designated by Sales and Marketing Management <br />Magazine as personal income less personal tax and non-tax payments. Personal income is the <br />aggregate of wages and salaries, other labor income (such as employer contributions to private <br />pension funds), proprietor's income, rental income (which includes imputed rental income of <br />owner-occupants of non-farm dwellings), dividends paid by corporations, personal interest <br />income from all sources, and transfer payments (such as pensions and welfare assistance). <br />Deducted from this total are personal taxes (federal, state and local, non-tax payments (such as <br />fines, fees, penalties), and personal contributions for social insurance. Effective buying income <br />is a bulk measure of market potential. It indicates the general ability to buy and is essential in <br />comparing, selecting and grouping markets on that basis. <br /> <br />The following table demonstrates the growth in annual estimated EBI for the City, <br />County, the State of California and the United States. <br /> <br />Year <br />2000 <br /> <br />2001 <br /> <br />2002 <br /> <br />2003 <br /> <br />2004 <br /> <br />2005 <br /> <br />SAN MATEO COUNTY <br />Median Effective Buying Income <br />2000 through 2005 <br /> <br /> Total Effective Median Household <br /> Buying Income Effective Buying <br />Area (OOO's Omitted) Income <br />City of Redwood City $ 2,133,693 $62,903 <br />County of San Mateo 20,511,353 65,565 <br />California 652,190,282 44,464 <br />United States 5,230,824,904 39,129 <br />City of Redwood City $ 2,152,934 $62,335 <br />County of San Mateo 21,193,515 64,766 <br />California 650,521,407 43,532 <br />United States 5,303,481,498 38,365 <br />City of Redwood City $ 2,068,115 $57,487 <br />County of San Mateo 20,903,988 60,071 <br />California 647,879,427 42,484 <br />United States 5,340,682,818 38,035 <br />City of Redwood City $ 2,104,220 $57,025 <br />County of San Mateo 21,239,098 60,516 <br />California 674,721,020 42,924 <br />United States 5,466,880,008 38,201 <br />City of Redwood City $ 2,082,970 $56,390 <br />County of San Mateo 21,344,165 59,703 <br />California 705,108,410 43,915 <br />United States 5,692,909,567 39,324 <br />City of Redwood City $ 2,048,860 $56,792 <br />County of San Mateo 20,867,862 60.284 <br />California 720,798,106 44,681 <br />United States 5,894,663,750 40,529 <br /> <br />Source: Sales & Marketing Management Survey of Buying Power for 2001 through 2004; <br />Clar/tas Demographics for 2005, <br /> <br />A-13 <br />