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FINANCIAL SERVICES PROFESSIONAL LIABILITY INSURANCE POLICY <br />(CLAIMS MADE AND REPORTED) <br />DECLARATIONS <br />ssued by the Clarendon Group Property and <br />Casualty Insurance Company checked below: <br />/Clarendon America Insurance Company <br />1177 Avenue of the Americas <br />New York, NY 10036 <br />Clarendon National Insurance Company <br />1177 Avenue of the Americas <br />New York, NY 10036 <br />(hereinafter called "we", "us" or "our") <br />Item 1. Insureds <br />First Named Insured and Address: <br />William Euphrat Municipal Finance, Inc. <br />3100 Clay Street <br />San Francisco, CA 94115 <br />Program Administrator: <br />ProSurance Group, Inc. <br />2685 Marine Way, Suite 1408 <br />Mountain View, California 94043 <br />Policy No: A02050051602 <br />Retroactive Date: June 14, 2004 <br />Item 2. The "policy period" is from 12:01 a.m. on June 14, 2006, to 12:01 a.m. on June 14, 2007, <br />local time at the address of the First Named insured as stated herein. <br />Item 3. The First Named Insured is: a corporation. <br />Item 4. Our Limits of Liability under this policy shall be as stated below, subject to all of the terms of this policy having <br />reference thereto. <br />Each "Wrongful Act" Aggregate: $1,000,000.00 <br />Annual Aggregate: $2,000,000.00 <br />Item 5. Premium <br />Advance Premium: $4,550.00 <br />Item 6. Minimum Policy Premium: $1,500.00 <br />Item 7. Each "Wrongful Act" Retention: $10,000.00 <br />Item 8. Policy Coverage Form and Endorsements attached to and forming a part of this policy at the time of issuance: <br />Policy Coverage Form PF2W61 (7-04) <br />Limitation of Coverage PF2W60E11 (5-04) <br />Additional Insured PF2W61 E6 (7-95) <br />Bond Consultant PF-2W60 E150 (1-01) <br />Absolute Terrorism Exclusion PF2W61E500 (1-06) <br />"Market Timing"/"Late Trading"/"Soft Dollar"P'Fees" /Breakpoint Discounts Exclusion PF2W60E1010 (5-05) <br />D~~1~ <br />Countersignature <br />WILEUP 516 <br />PF-1W57 (6-02) <br />