Laserfiche WebLink
admitted and authorized to do business in the State of California. The insurance carrier is required to <br />have a current Best's Key Rating of not less than "A-:V." <br />11.1 Coverages and Limits. Consultant will maintain the types of coverages and minimum <br />limits indicated below, unless City Attorney or City Manager approves a lower amount. These <br />minimum amounts of coverage will not constitute any limitations or cap on Consultant's <br />indemnification obligations under this Agreement. City, its officers, agents, volunteers and <br />employees make no representation that the limits of the insurance specified to be carried by <br />Consultant pursuant to this Agreement are adequate to protect Consultant. If Consultant believes <br />that any required insurance coverage is inadequate, Consultant will obtain such additional <br />insurance coverage, as Consultant deems adequate, at Consultant's sole expense. <br />11.1.1 Commercial General Liabilitv Insurance. $1,000,000 combined single-limit per <br />occurrence for bodily injury, personal injury and property damage. If the submitted <br />policies contain aggregate limits, general aggregate limits will apply separately to the <br />work under this Agreement or the general aggregate will be twice the required per <br />occurrence limit. <br />11.1.2 Automobile Liabilitv. $1,000,000 combined single-limit per accident for bodily <br />injury and property damage for hired and non-owned automobiles. <br />11.1.3 Workers' Compensation and Employer's Liabilitv. Workers' Compensation limits <br />as required by the California Labor Code and Employer's Liability limits of $1,000,000 per <br />accident for bodily injury. Workers' Compensation and Employer's Liability insurance will <br />not be required if Consultant has no employees and provides, to City's satisfaction, a <br />declaration stating this. <br />11.1.4 Professional Liabilitv. Errors and omissions liability appropriate to Consultant's <br />profession with limits of not less than $1,000,000 per claim. <br />11.2. Additional Provisions. Consultant will ensure that the policies of insurance required under <br />this Agreement contain, or are endorsed to contain, the following provisions: <br />11.2.1 City, its officers, agents, volunteers and employees will be named as additional <br />insureds. <br />11.2.2 Consultant will obtain occurrence coverage, excluding Professional Liability, <br />which will be written as claims-made coverage. <br />11.2.3 This insurance will be in force during the life of the Agreement and any <br />extensions of it and will not be canceled or diminished in coverage without thirty (30) <br />days prior written notice to City sent pursuant to the Notice provisions of this Agreement. <br />11.3 Providing Certificates of Insurance and Endorsements. Prior to City's execution of this <br />Agreement, Consultant will furnish certificates of insurance and endorsements to City. <br />11.4 Failure to Maintain Coverage. If Consultant fails to maintain any of these insurance <br />coverages, then City will have the option to declare Consultant in breach, or may purchase <br />replacement insurance or pay the premiums that are due on existing policies in order to maintain <br />the required coverages. Consultant is responsible for any payments made by City to obtain or <br />maintain insurance and City may collect these payments from Consultant or deduct the amount <br />paid from any sums due Consultant under this Agreement. <br />11.5 Submission of Insurance Policies. City reserves the right to require, at anytime, complete <br />and certified copies of any or all required insurance policies and endorsements. <br />11.6 Primary Coverage. For any claims related to the Services and this Agreement, the <br />Consultant's insurance coverage will be primary insurance with respect to City, its officers, <br />3 <br />