Agmt19 MOU San Mateo County Firefighters International Association of Fire Fighters Local 2400

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19.3 Dental Insurance The City shall continue to provide to eligible employees and dependents dental insurance through the Delta Dental program, through the term of this agreement to include coverages as follows: $2,000 annual cap for basic coverage and $2,500 lifetime cap for orthodonture. During the term of the agreement, the City agrees to study potential changes to dental insurance and to discuss potential changes with the affected labor groups. Any changes agreed to by the parties shall apply in the 2021 successor MOU. During this process, the City agrees to survey dental plans from other agencies and to ensure that employees represented by the bargaining unit will receive a dental benefit during the 2021 MOU that is at least median with comparable agencies' dental benefits (including dental and ortho caps). 19.4 Savings Clause If, pursuant to any federal or state law which may become effective subsequent to the effective date of this MOU, the City is required to pay contributions or taxes for hospital -medical -surgical, dental care, prescription drug or other health benefits to be provided its employees under such federal or state act, the City's obligation to furnish the same benefits under the hospital -medical -surgical, dental care and major medical programs shall be suspended and the contributions agreed to be paid monthly hereunder by the City shall be reduced each month by the amounts which the City is required to expend during any such month in the form of contributions or taxes to support said federal or state health plan. If, as a result of such a law, the level of benefits provided by such law for any group of employees, or their dependents, is lower in certain categories of services than that provided under the Group Health Benefit Plans provided by the City, the City shall, to the extent practical, provide a plan of benefits supplementary to the federal or state benefits so as to make benefits in each category of coverage as nearly comparable as possible to the benefits provided under the Group Health Benefits Plans provided by the City, according to the plan selected by individual employees. The City need only expend for this purpose the actual amount required to achieve parity between the benefits agreed to be provided under the Group Health Benefits Plans provided by the City and the benefits provided under any federal or state plan as supplemented in the manner hereinabove described. In no event shall the City be required to expend for such purposes an amount which, when added to the contributions or taxes required of the City under the federal or state act, shall exceed the amounts paid at the time such legislation becomes effective. If the benefits provided under the federal or state act exceed the benefits provided hereunder in each category of coverage, the City shall be under no further obligation to make any contributions. W.