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<br />work under this Agreement or the general aggregate will be twice the required per <br />occurrence limit. <br /> <br />10.1.2 Automobile Liability. $1,000,000 combined single-limit per accident for bodily <br />injury and property damage. <br /> <br />10.1.3 Workers' Compensation and Employer's Liability. Workers' Compensation limits <br />as required by the California Labor Code and Employer's Liability limits of $1,000,000 per <br />accident for bodily injury. Workers' Compensation and Employer's Liability insurance will <br />not be required if Consultant has no employees and provides, to Agency's satisfaction, a <br />declaration stating this. <br /> <br />10.1.4 Professional Liability. Errors and omissions liability appropriate to Consultant's <br />profession with limits of not less than $1,000,000 per claim. <br /> <br />10.2. Additional Provisions. Consultant will ensure that the policies of insurance required under <br />this Agreement contain, or are endorsed to contain, the following provisions: <br /> <br />10.2.1 For Commercial General Liability Insurance and Automobile Liability Insurance, <br />Agency and City, their officers, agents, volunteers and employees will be named as <br />additional insureds. <br /> <br />10.2.2 Consultant will obtain occurrence coverage, excluding Professional Liability, <br />which will be written as claims-made coverage. <br /> <br />10.2.3 This insurance will be in force during the life of the Agreement and any <br />extensions of it and will not be canceled without thirty (30) days prior written notice to <br />Agency sent pursuant to the Notice provisions of this Agreement. <br /> <br />10.3 Providina Certificates of Insurance and Endorsements. Prior to Agency's execution of <br />this Agreement, Consultant will furnish certificates of insurance and endorsements to Agency. <br /> <br />10.4 Failure to Maintain Coveraae. If Consultant fails to maintain any of these insurance <br />coverages, then Agency will have the option to declare Consultant in breach, or may purchase <br />replacement insurance or pay the premiums that are due on existing policies in order to maintain <br />the required coverages. Consultant is responsible for any payments made by Agency to obtain or <br />maintain insurance and Agency may collect these payments from Consultant or deduct the <br />amount paid from any sums due Consultant under this Agreement. <br /> <br />10.5 Submission of Insurance Policies. Agency reserves the right to require, at anytime, <br />complete and certified copies of any or all required insurance policies and endorsements. <br /> <br />10.6 Primary Coveraae. For any claims related to the Services and this Agreement, the <br />Consultant's insurance coverage will be primary insurance with respect to Agency and City, their <br />officers, agents, volunteers and employees. Any insurance or self-insurance maintained by <br />Agency and City for themselves, their officers, agents, volunteers and employees, will be in <br />excess of Consultant's insurance and not contributory with it. <br /> <br />10.7 Reduction in Coveraae/Material Chanaes. Consultant will notify Agency thirty (30) days <br />prior to any reduction in any of the insurance coverage required pursuant to this Agreement or <br />any material changes to the respective insurance policies. <br /> <br />11. Business License. Consultant will obtain and maintain a City of Redwood City Business License <br />for the term of the Agreement, as may be amended from time-to-time. <br /> <br />ATTY/AG R/2007. 073 <br />092107 <br /> <br />3 <br />