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01/12/2009 <br />a covered party. "Response" includes cleanup, removal, containment, treatment, <br />detoxification and neutralization of pollutants. <br />(2) Any cost or expense arising out of any governmental order, direction., or request <br />that the covered party test for, monitor, clean up, remove, contain, treat, <br />detoxify, or neutralize pollutants. <br />(3) Claims by any potential, present, or former employee or official of the covered <br />party, arising out of a claimed violations of civil rights or employment - related <br />practices, policies, acts, or omissions, including termination, coercion, demotion, <br />evaluation, reassignment, discipline, defamation, harassment, humiliation, or <br />discrimination directed at that person. This exclusion extends to claims of the <br />spouse, child, including unborn child or fetus, parent, brother, or sister of that <br />person as a consequence of injury to the person at whom any of the employment - <br />related practices, policies, acts, or omissions described above are directed. For <br />the purposes of this section, claims shall include all attorneys' fees, costs, salary <br />or wage loss, pain and suffering, general and punitive damages, and all related <br />expenses. This exclusion applies to claims of negligent supervision and /or claims <br />of failure to prevent such employment - related practices, policies, acts, or <br />omissions. <br />This exclusion applies whether the covered party may be liable as an employer or in. any <br />other capacity. <br />(4) Bodily injury to: <br />(a) An employee of the covered party arising out of and in the course of: <br />(i) Employment by the covered party; or <br />(ii) Performing duties related to the conduct of the covered party's <br />business; or <br />(b) the spouse, child, including unborn child or fetus, parent, brother, or sister <br />of the employee as a consequence of paragraph (a) above. <br />This exclusion applies: <br />(a) Whether the covered party may be liable as an employer or in any other <br />capacity; and <br />(b) To any obligation to share damages with or repay someone else who must <br />pay damages because of the injury. <br />J:1 I3CJPIA IAdminlDocumentsKioveming\MOC s and MPD s 12008- 20091Liability /Liability MUC 2008 -2009 FINAL 050808.doc 1.0 <br />14919 <br />MUFF #505 <br />