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DOCUMENT 00 7316
<br />SUPPLEMENTARY CONDITIONS — INSURANCE AND INDEMNIFICATION
<br />ARTICLE 1 INSURANCE
<br />1.01 At or before the date specified in Document 00 2113 (Instructions to Bidders). Contractor shall
<br />furnish to City satisfactory proof that Contractor has taken out for the entire period covered by the
<br />Contract the following classes of insurance in the form and with limits and deductibles specified
<br />below, unless otherwise specified in Contract Documents:
<br />A. Contractor shall maintain commercial general liability insurance with coverage at least as broad
<br />as Insurance Services Office form CG 00 01, in an amount not less than two million dollars
<br />($2,000,000) per occurrence for bodily injury, personal injury, and property damage, including
<br />without limitation, blanket contractual liability and coverage for explosion, collapse and
<br />underground property damage hazards. If Contractor's commercial general liability insurance
<br />policy contains a general aggregate limit, then the general aggregate limit shall apply separately
<br />to the Project or shall be at least twice the required occurrence limit. Contractor's general liability
<br />policies shall be primary and non-contributory, and be endorsed using Insurance Services Office
<br />form CG 20 10 to provide that City and its officers, officials, employees, and agents shall be
<br />additional insureds under such policies. For construction contracts, an endorsement providing
<br />completed operations to the additional insured, ISO form CG 20 37, is also required.
<br />B. Contractor shall provide auto liability coverage for owned, non -owned, and hired autos using ISO
<br />Business Auto Coverage form CA 00 01, or "any auto", or the exact equivalent, with a limit of no
<br />less than two million dollars ($2,000,000) per accident. If contractor owns no vehicles, this
<br />requirement may be met through a non -owned auto endorsement to the CGL policy.
<br />C. Policy shall be provided for replacement value on an "all-risk" basis. The City shall be named as
<br />Loss Payee on the policy and there shall be no coinsurance penalty provision in any such policy.
<br />Policy must include: (1) coverage for removal of debris, and insuring the buildings, structures,
<br />machinery, equipment, materials, facilities, fixtures, and all other properties constituting a part of
<br />the project; (2) coverage with limits sufficient to insure the full replacement value of any property
<br />or equipment stored either on or off the project site. Such insurance shall be on a form acceptable
<br />to City to ensure adequacy of terms and limits.
<br />D. Contractor shall maintain Workers' Compensation Insurance (Statutory Limits) and Employer's
<br />Liability Insurance with limits of at least one million dollars ($1,000,000). Contractor shall submit
<br />to City, along with the certificate of insurance, a Waiver of Subrogation endorsement in favor of
<br />City, its officers, agents, employees, and volunteers.
<br />1.02 If Contractor normally carries insurance in an amount greater than the minimum amounts
<br />required by City in Paragraph 1.01 above, that greater amount shall become the minimum
<br />required amount of insurance for purposes of the Contract. Therefore, Contractor hereby
<br />acknowledges and agrees that all insurance carried by it shall be deemed liability coverage for all
<br />actions it performs in connection with the Contract.
<br />The limits of insurance this Contract requires may be satisfied by a combination of primary and
<br />umbrella or excess insurance. Any umbrella or excess insurance shall contain or be endorsed to
<br />contain a provision that such coverage shall also apply on a primary and non-contributory basis
<br />for the City's benefit, to the extent required by the Contract, before the City's insurance or self-
<br />insurance may be called upon to protect City as a named insured.
<br />1.03 All policies of insurance shall be placed with insurers acceptable to City. The insurance
<br />underwriter(s) for all insurance policies except Workers' Compensation shall have an A. M. Best
<br />Company rating of fA-VIII or better, unless otherwise specified in Contract Documents. Required
<br />minimum amounts of insurance may be increased should conditions of Work, in opinion of City,
<br />warrant such increase. Contractor shall increase required insurance amounts upon direction by
<br />City.
<br />All self-insured retentions (SIR) must be disclosed to the City for approval and shall not reduce
<br />the coverage limits. Insurance policies containing an SIR provision shall provide or be endorsed
<br />ATTY/DOCS-AGREEMENTS/CONSTRUCTION AGREEMENTS/SUPPLEMENTARY CONDITIONS — INSURANCE AND INDEMNIFICATION
<br />REV: 06-11-19 PR
<br />Page 1 of 3
<br />007316-1
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