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performance of the Services, caused in whole or in part by the willful misconduct or any <br />negligent act or omission of the Consultant, any subcontractor, anyone directly or <br />indirectly employed by any of them or anyone for whose acts any of them may be liable, <br />except where caused by the sole negligence or willful misconduct of City or Redwood <br />City 2020. <br />The Parties expressly agree that any reasonable payment, attorney's fee, cost or <br />expense Redwood City 2020 or City incurs or makes to or on behalf of an injured <br />employee under Redwood City 2020 or the City's self-administered workers' <br />compensation is included as a loss, expense or cost for the purposes of this section. <br />The parties expressly agree that this section shall survive the expiration or early <br />termination of the Agreement. <br />11. Insurance. Consultant shall obtain and maintain for the duration of the <br />Agreement and any and all amendments, insurance against claims for injuries to <br />persons or damage to property which may arise out of or in connection with <br />performance of the Services by Consultant or Consultant's agents, representatives, <br />employees or subcontractors. The insurance carrier is required to maintain an A.M. <br />Best rating of not less than "A-: VII". <br />11.1 Coverages and Limits. Consultant, at its sole expense, shall maintain the <br />types of coverages and minimum limits indicated below, unless otherwise <br />approved by Redwood City 2020 and City in writing. These minimum amounts of <br />coverage will not constitute any limitations or cap on Consultant's indemnification <br />obligations under this Agreement. <br />11.1.1 Commercial General Liability Insurance. Consultant shall maintain <br />occurrence based coverage with limits not less than $500,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the Services, project, or location that is the subject <br />of this Agreement or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy shall <br />be endorsed to name Redwood City 2020 and the City, their officers, <br />agents, employees and volunteers as additional insureds, and to state that <br />the insurance will be primary and not contribute with any insurance or self- <br />insurance maintained by Redwood City 2020 or the City. <br />11.1.2 Business Automobile Liability Insurance. Consultant shall maintain <br />coverage with limits not less than $500,000 per each accident for owned, <br />hired and non -owned automobiles. <br />11.1.3 Workers' Compensation Insurance. Consultant shall maintain <br />coverage as required by the California Labor Code. The Workers' <br />Compensation policy shall contain an endorsement stating that the insurer <br />waives any right to subrogation against Redwood City 2020 or the City, <br />REV: 12-20-19 RL <br />