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under this Agreement until certificates of insurance and endorsements have been <br />accepted by City's Risk Manager. <br />Failure to Maintain Coverage. If User fails to comply with these insurance <br />requirements, then City will have the option to declare User in breach, or may <br />purchase replacement insurance or pay the premiums that are due on existing <br />policies in order to maintain the required coverages. User is responsible for any <br />payments made by City to obtain or maintain insurance and City may collect these <br />payments from User or deduct the amount paid from any sums due User under <br />this Agreement. <br />Submission of Insurance Policies. City reserves the right to require, at any <br />time, complete copies of any or all required insurance policies and endorsements. <br />Self -Insurance. Notwithstanding the above, both Parties will have the right <br />to self -insure against any and all perils and/or liabilities against which it would <br />otherwise be required to insure and will also have the right to effect any such <br />insurance by means of so called "blanket" or "umbrella" policies of insurance. <br />REV: 11-04-2020 MI <br />ATfY/AGR.2020.256/City of Redwood City (Page 8 of 8) <br />