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6.2A Page 37 10. Limit of coverage means the amount of coverage stated in the Declarations or certificate of coverage, or sublimits as stated therein for each covered party per occurrence, subject to any lower sub limit stated in this MOC. In the event that a structured settlement, whether purchased from or through a third-party, or paid directly by the covered party in installments, is utilized in the reso lution of a claim or suit, the Authority wilJ pay only up to the amount stated in the Declarations or certificate of coverage, in present value of the claim as determined on the date of settlement, regardless of whether the full value of the settlement exceeds the amount stated in the Declarations or certificate of coverage. II. Housing authority means a public corporation created pursuant to California Health & Safety Code Sections 934200 et. seq. 12. Medical malpractice means the rendering of or failure to render, during the policy period, any of the following services: (a) Medical, surgical, dental, psychiatric, psychological counseling, X-ray or nursing service or treatment or the furnishing of food or beverages in connection therewith, or any services provided by a health care provider as defined in Section 96146 (c), (2) (3) of the California Business and Professions Code. (b) Furnishing or dispensing of drugs or medical, dental, or surgical supplies or appliances. Medical malpractice does not include emergency medical services or first aid administered by employees of a covered party, nor does it include advice or services rendered by a 911 emergency dispatcher. 13. Nuclear material means source material, special nuclear material, or byproduct material. "Source material," "special nuclear material," and "byproduct material" have the meanings given to them by the Atomic Energy Act of 1954 or in any law amendatory thereo f. 14. Occurrence means: (a) With respect to bodily injury, property damage, or sudden and accidental pollution: an accident, including continuous or repeated exposure to substantially the same generally harmful conditions, which results in bodily injury or property damage neither expected nor intended from the standpoint of the covered party. Property damage that is the loss of use of tangible property not physically injured shall be deemed to occur at the time of the occurrence that caused it. (b) With respect to personal injury and public officials errors and omiSSions respectively: an offense described in the definition of those terms in this MOC. J:\BCJPIA\Admin\Documents\Governing\MOC's and MPD's\2008~2009\Liabilit.yfLiability MOC 2008-2009 FINAL 050808.doc 5