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<br />records with respect to costs incurred under this Grant Agreement. All such records shall <br />be clearly identifiable. Grantee shall allow a representative of Grantor during normal <br />business hours to examine, audit, and make transcripts or copies of such records and <br />any other documents created pursuant to this Grant Agreement. Grantee shall allow <br />inspection of all work, data, documents, proceedings, and activities related to the Grant <br />Agreement for a period of five (5) years from the date of final payment under the Grant <br />Agreement. <br /> <br />3. Insurance. Grantee will obtain and maintain for the duration of the Grant <br />Agreement and any and all amendments, insurance against claims for injuries to <br />persons or damage to property which may arise out of or in connection with <br />performance of the services under this Grant Agreement by Grantee or Grantee's <br />agents, representatives, employees or subcontractors. The insurance will be obtained <br />from an insurance carrier admitted and authorized to do business in the State of <br />California. The insurance carrier is required to have a current Best's Key Rating of not <br />less than "A-:V." <br /> <br />3.1 Coveraaes and Limits. Grantee will maintain the types of coverages and <br />minimum limits indicated below, unless Grantor's Risk Manager or Executive <br />Director, in consultation with the General Counsel, approves a lower amount. <br />These minimum amounts of coverage will not constitute any limitations or cap on <br />Grantee's indemnification obligations under this Grant Agreement. Grantor, its <br />officers, agents, volunteers and employees make no representation that the <br />limits of the insurance specified to be carried by Grantee pursuant to this Grant <br />Agreement are adequate to protect Grantee. If Grantee believes that any <br />required insurance coverage is inadequate, Grantee will obtain such additional <br />insurance coverage, as Grantee deems adequate, at Grantee's sole expense. <br /> <br />3.1.1 Commercial General Liability Insurance. $1,000,000 combined <br />single-limit per occurrence for bodily injury, personal injury and property <br />damage. If the submitted policies contain aggregate limits, general <br />aggregate limits will apply separately to the work under this Grant <br />Agreement or the general aggregate will be twice the required per <br />occurrence limit. <br /> <br />3.1.2 Automobile Liability. $1,000,000 combined single-limit per accident <br />for bodily injury and property damage. <br /> <br />3.1.3 Workers' Compensation and Employer's Liability. Workers' <br />Compensation limits as required by the California Labor Code and <br />Employer's Liability limits of $1,000,000 per accident for bodily injury. <br />Workers' Compensation and Employer's Liability insurance will not be <br />required if Grantee has no employees and provides, to Grantor's <br />satisfaction, a declaration stating this. <br /> <br />AlTY/AGR/2008.106 <br />103108 <br /> <br />2 <br />