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EXHIBIT 3 <br />Insurance Coverages <br />• Insurance. CentralSquare shall obtain and maintain for the duration of the Agreement and any and all amendments, <br />insurance against claims for injuries to persons or damage to property, which may arise out of or in connection with <br />performance of the Services by CentralSquare or CentralSquare's agents, representatives, employees or <br />subcontractors. The insurance carrier is required to maintain an A.M. Best rating of not less than "A -:VII". <br />• Coverages and Limits. CentralSquare, at its sole expense, shall maintain the types of coverages and minimum limits <br />indicated below, unless otherwise approved by City in writing. These minimum amounts of coverage will not constitute <br />any limitations or cap on Consultant's indemnification obligations under this Agreement. <br />o Workers' Compensation, statutory limits, and Employer's Liability with limits no less than $1,000,000. <br />The Worker's Compensation policy shall contain an endorsement stating that the insurer waives any right <br />to subrogation against the City, its officers, agents, employees, and volunteers. <br />Commercial General Liability insurance, covering bodily injury and property damage liability, products & <br />completed operations, with minimum limits $1,000,000 each occurrence for bodily injury and property <br />damage, $2,000,000 general aggregate. The Commercial General Liability insurance policy shall be <br />endorsed to name the City, its officers, agents, employees and volunteers as additional insureds, and to <br />state that the insurance will be primary and not contribute with any insurance or self-insurance <br />maintained by the City. <br />o Business Auto Liability insurance, covering any vehicle used by vendor in performance of work for <br />CentralSquare or around CentralSquare's premises. Limits no less than $1,000,000 each accident. <br />o Cyber Liability Insurance, with limits not less than $2,000,000 per occurrence or claim, $2,000,000 <br />aggregate. Coverage shall be sufficiently broad to respond to the duties and obligations as is undertaken <br />by CentralSquare in this agreement and shall include claims involving infringement of intellectual <br />property, infringement of copyright, trademark, trade dress, invasion of privacy violations, information <br />theft, damage to or destruction of electronic information, release of private information, alteration of <br />electronic information, extortion and network security. The policy shall provide coverage for breach <br />response costs as well as regulatory fines and penalties as well as credit monitoring expenses with limits <br />sufficient to respond to these obligations. The policy shall provide that the City and its officers, officials, <br />employees, and agents shall be additional insureds, and the policy shall be primary and non-contributory. <br />Providing Certificates of Insurance and Endorsements. Prior to City's execution of this Agreement, CentralSquare shall <br />provide to City certificates of insurance and above -referenced endorsements sufficient to satisfaction of City's Risk <br />Manager. In no event shall CentralSquare commence any work or provide any Services under this Agreement until <br />certificates of insurance and endorsements have been accepted by City's Risk Manager. <br />Notice of Cancellation. This insurance will be in force during the life of the Agreement and any extensions of it and <br />will not be canceled without CentralSquare providing thirty (30) days prior written notice to City sent pursuant to the <br />Notice provisions of this Agreement. <br />ATTY/AGR.2020.307/Central Square (Page 17 of 26) <br />