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liability policies shall be primary and non-contributory, and be endorsed using Insurance <br />Services Office form CG 20 10 to provide that City and its officers, officials, employees, <br />and agents shall be additional insureds under such policies. For construction contracts, an <br />endorsement providing completed operations to the additional insured, ISO form CG 20 <br />37, is also required. <br />11.2 Workers' Compensation. If Property Owner has any employees, Property <br />Owner shall maintain Workers' Compensation Insurance (Statutory Limits) and Employer's <br />Liability Insurance with limits of at least one million dollars ($1,000,000). <br />11.3 Auto Liability. Property Owner shall provide auto liability coverage for <br />owned, non -owned, and hired autos using ISO Business Auto Coverage form CA 00 01, or <br />the exact equivalent, with a limit of no less than one million dollars ($1,000,000) per <br />accident. If Property Owner owns no vehicles, this requirement may be met through a non - <br />owned auto endorsement to the CGL policy. <br />11.4 Any deductibles or self-insured retentions must be declared to, and <br />approved by City. At the option of City either Property Owner's insurer will reduce or <br />eliminate the deductibles or self-insured retentions with respect to City, it's Council, <br />commissions, boards, committees, officers, employees and agents or Property Owner will <br />procure a bond guaranteeing payment of losses and related investigations, claim <br />administration and defense expenses. <br />11.5 Concurrently with the execution of this Agreement, Property Owner will <br />furnish City with certificates and copies of information or declaration pages of the <br />insurance required hereunder and, with respect to evidence of commercial general liability <br />and automobile liability insurance coverage, original endorsements: <br />(a) Precluding cancellation or reduction in coverage before the expiration <br />of thirty (30) days after City will have received written notification of cancellation or <br />reduction in coverage by first class mail, postage prepaid; <br />(b) Providing that Property Owner's insurance will apply separately to <br />each insured against whom claim is made or suit is brought, except with respect to the <br />limits of the insurer's liability (cross liability endorsements); <br />(c) Waiving rights of subrogation against City, its officers, agents, <br />employees, and volunteers. <br />(d) Naming City, its Council, commissions, boards, committees, officers, <br />employees and agents as additional insureds; and <br />(e) Providing that Property Owner's insurance will be primary insurance <br />relating to Contractor's work hereunder with respect to City, its Council, commissions, <br />boards, committees, officers, employees and Agents, and further providing that any <br />insurance or self-insurance maintained by City for itself, its Council, commissions, boards, <br />REV: 01-20-21 PR <br />ATTY/AGR.2021.009/1548 Maple LLC (1548 Maple - STMMA) (Page 5 of 34) <br />