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APN: 052-315-200 DO NOT RECORD <br />The following is a copy of provisions (1) to (14), inclusive, of the fictitious deed of trust, recorded in each county of California, as stated in the <br />foregoing Deed of Trust and incorporated by reference in said Deed of Trust as being a part thereof as if set forth at length therein. <br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST, TRUSTOR AGREES: <br />(1) To keep said property in good condition and repair; not to remove or demolish any building thereon; to complete or restore promptly and <br />in good and workmanlike manner any building which may be constructed, damaged, or destroyed thereon and to pay when due all claims for <br />labor performed and materials furnished therefor; to comply with all laws affecting said property or requiring any alterations or improvements <br />to be made thereon; not to commit or permit waste thereof; not to commit, suffer, or permit any act upon said property in violation of law; to <br />cultivate, irrigate, fertilize, fumigate, prune and do all other acts which from the character or use of said property may be reasonably necessary, <br />the specific enumerations herein not excluding the general. <br />(2) To provide, maintain and deliver to Beneficiary, fire insurance satisfactory to and with loss payable to Beneficiary. The amount collected <br />under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured hereby and in such order as Beneficiary <br />may determine, or at option of Beneficiary the entire amount so collected or any part thereof may be released to Trustor. Such application or <br />release shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. <br />(3) To appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee; <br />and to pay all costs and expenses, including cost of evidence of title and attorney's fees in a reasonable sum, in any such action or proceeding <br />in which Beneficiary or Trustee may appear, and in any suit brought by Beneficiary to foreclose this Deed. <br />(4) To pay: at least ten days before delinquency all taxes and assessments affecting said property, including assessments on appurtenant water <br />stock; when due, all encumbrances, charges and liens, with interest, on said property or any part thereof, which appear to be prior or superior <br />hereto; all costs, fees and expenses of this Trust. <br />Should Trustor fail to make any payment or to do any act as herein provided, then Beneficiary or Trustee, but without obligation so to do <br />and without notice to or demand upon Trustor and without releasing Trustor from any obligation hereof, may: make or do the same in such <br />manner and to such extent as either may deem necessary to protect the security hereof, Beneficiary or Trustee being authorized to enter upon <br />said property for such purposes; appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers <br />of Beneficiary or Trustee; pay, purchase, contest or compromise any encumbrance, charge or lien which in the judgment of either appears to be <br />prior or superior hereto; and, in exercising any such powers, pay necessary expenses, employ counsel and pay his reasonable fees. <br />(5) To pay immediately and without demand all sums so expended by Beneficiary or Trustee, with interest from date of expenditure at the <br />amount allowed by law in effect at the date hereof, and to pay for any statement provided for by law in effect at the date hereof regarding the <br />obligation secured hereby any amount demanded by the Beneficiary not to exceed the maximum allowed by law at the time when said <br />statement is demanded. <br />(6) That any award of damages in connection with any condemnation for public use of or injury to said property or any part thereof is hereby <br />assigned and shall be paid to Beneficiary who may apply or release such moneys received by him in the same manner and with the same effect <br />as above provided for disposition of proceeds of fire or other insurance. <br />(7) That by accepting payment of any sum secured hereby after is due date, Beneficiary does not waive his right either to require prompt <br />payment when due of all other sums so secured or to declare default for failure so to pay. <br />(8) That at any time or from time to time, without liability therefor and without notice, upon written request of Beneficiary and presentation of <br />this Deed and said note for endorsement, and without affecting the personal liability of any person for payment of the indebtedness secured <br />hereby, Trustee may: reconvey any part of said property; consent to the making of any map or plat thereof; join in granting any easement <br />thereon; or join in any extension agreement or any agreement subordinating the lien or charge hereof. <br />(9) That upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Deed and said <br />note to Trustee for cancellation and retention and upon payment of its fees, Trustee shall reconvey, without warranty, the property then held <br />hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The Grantee in such <br />reconveyance may be described as "the person or persons legally entitled thereto." Five years after issuance of such full reconveyance, Trustee <br />may destroy said note and this Deed (unless directed in such request to retain them). <br />(10) That as additional security, Trustor hereby gives to and confers upon Beneficiary the right, power, and authority, during the continuance <br />of these Trusts, to collect the rents, issues and profits of said property, reserving unto Trustor the right, prior to any default by Trustor in <br />payment of any indebtedness secured hereby or in performance of any agreement hereunder, to collect and retain such rents, issues, and profits <br />as they become due and payable. Upon any such default, Beneficiary may at any time without notice, either in person, by agent, or by a <br />receiver to be appointed by a court, and without regard to the adequacy of any security for the indebtedness hereby secured, enter upon and <br />take possession of said property or any part thereof, in his own name sue for or otherwise collect such, rents, issues and profits, including those <br />past due and unpaid, and apply the same, less costs and expenses of operation and collection, including reasonable attorney's fees, upon any <br />indebtedness secured hereby, and in such order as Beneficiary may determine. The entering upon and taking possession of said property, the <br />collection of such rents, issues and profits, and the application thereof as aforesaid, shall not cure or waive any default or notice of default <br />hereunder or invalidate any act done pursuant to such notice. <br />(11) That upon default by Trustor in payment of any indebtedness secured hereby or in performance of any agreement hereunder, Beneficiary <br />may declare all sums secured hereby immediately due and payable by delivery to Trustee of written declaration of default and demand for sale <br />and of written notice of default and election to cause to be sold said property, which notice Trustee shall cause to be filed for record. <br />Beneficiary also shall deposit with Trustee this Deed, said note and all documents evidencing expenditures secured hereby. <br />MTIALS q-- cm <br />FD -21B (Rev. 4/94) SHORT FORM DEED OF TRUST Page No. 3 of 4 <br />