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for no other purpose. The Property shall not be leased or rented by Trustor to any person or entity <br />other than as expressly permitted by the Resale Restriction Agreement. The City shall have the <br />right to monitor whether the Property is owner -occupied by requesting that Trustor provide City <br />with a written certification under penalty of perjury that the Property is owner -occupied, <br />accompanied by supporting documentation reasonably satisfactory to the City. Intentionally <br />omitted. <br />11. Transfer. Trustor shall not transfer, lease, sell, assign, refinance, encumber or <br />convey any interest in the Property without complying with all requirements of the Resale <br />Restriction Agreement, including without limitation all procedural requirements and all limitations <br />upon the sale price set forth therein. <br />12. Assi ninent of Rents. Trustor hereby irrevocably, absolutely, presently and <br />unconditionally assigns to City the rents, issues, revenue and profits of the Property. This is an <br />absolute assignment and not an assignment for security only. Subject to the limitations on lease <br />or rental of the Property as set forth herein and in the Resale Restriction Agreement, City hereby <br />confers upon Trustor a license to collect and retain such rents, issues,revenue and profits, as they <br />become due and payable prior to any Default hereunder. Upon the occurrence of any such Default, <br />City may terminate such license without notice to or demand upon Trustor and without regard to <br />the adequacy of any security for the indebtedness hereby secured, and may either in person, by <br />agent, or by a receiver to be appointed by a court, enter upon and take possession of the Property <br />or any part thereof, and sue for or otherwise collect such rents, issues, and profits, including those <br />past due and unpaid, and apply the same, less costs and expenses of operation and collection, <br />including reasonable attorneys' fees, to any indebtedness secured hereby, and in such order as City <br />may determine. City's right to the rents, issues, revenue and profits of the Property does not <br />depend upon whether or not City takes possession of the Property. The entering upon and taking <br />possession of the Property, the collection of such rents, issues, revenue and profits, and the <br />application thereof as aforesaid, shall not cure or waive any default or notice of default hereunder <br />or invalidate any act done pursuant to such notice. If a Default occurs while City is in possession <br />of all or part of the Property and/or is collecting and applying rents as permitted under this Deed <br />of Trust, City, Trustee and any receiver shall nevertheless be entitled to exercise and invoke every <br />right and remedy afforded any of them under this Deed of Trust and at law or in equity, including <br />the right to exercise the power of sale granted hereunder. Regardless of whether or not City, in <br />person or by agent, takes actual possession of the Property, City shall not be deemed to be a <br />"mortgagee in possession," shall not be responsible for performing any obligation of the lessor <br />under any lease, shall not be liable in any manner for the Property, or the use, occupancy, <br />enjoyment or operation of any part of it, and unless due solely to the willful misconduct or gross <br />negligence of City, shall not be responsible for any dangerous or defective condition of the <br />Property or any negligence in the management, repair or control of the Property. <br />13. Default. An event of default ("Default") shall arise hereunder upon the occurrence <br />of any one or more of the following and the expiration of any applicable cure period: <br />(a) Trustor fails to occupy the Property as Trustor's principal residence; <br />REV: 08-10-22 SK <br />ATTY/AGR.2022.246/Habitat 612 Jefferson 304 (05. City Housing Grant — Deed of Trust 304) (Page 5 of 15) <br />