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<br />OFFICIAL RECORDS OF SAID COUNTY; PARCEL IV: AN EXCLUSIVE RIGHT FOR USE, POSSESSION
<br />AND ENJOYMENT FOR A PATIO.APPURTENANT AND ADJACENT TO PARCEL 1 (ONE), WHICH IS SHOWN
<br />AS "P-105" ON THE CONDOMINIUM PLAN, FOR USE AS MAY BE PERMITTED IN THE DECLARATION.
<br />PARCEL V: AN EXCLUSIVE RIGHT FOR USE, POSSESSION AND ENJOYMENT FOR A DECK APPURTENANT
<br />AND ADJACENT TO PARCEL 1 (ONE), WHICH IS SHOWN AS "D -(N/A)" ON THE CONDOMINIUM PLAN,
<br />FOR USE AS MAY BE PERMITTED IN THE DECLARATION. PARCEL VI: AN EXCLUSIVE RIGHT FOR
<br />USE,,POSSESSION AND ENJOYMENT OF A GARAGE APPURTENANT AND ADJACENT TO PARCEL I (ONE),
<br />WHICH IS SHOWN AS "G-105" ON THE CONDOMINIUM PLAN, FOR USE AS MAY BE PERMITTED IN THE
<br />DECLARATION. JPN: 124-032-000-105T APN: 113-330-010
<br />which currently has the address of 1231 Warren St 105, Redwood City, California 94063-1226 ("Property
<br />Address");
<br />TOGETHER WITH all the improvements now or subsequently erected on the property, including replacements and
<br />additions to the improvements on such property, all property rights, including, without limitation, all easements, appurtenances,
<br />Rents, issues and profits thereof, royalties, mineral rights, oil or gas rights or profits, water rights, miscellaneous proceeds,
<br />insurance proceeds, and fixtures now or subsequently a part of the property. All of the foregoing is referred to in this Security
<br />Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by
<br />Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and
<br />Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to
<br />foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling
<br />this Security Instrument.
<br />BORROWER REPRESENTS, WARRANTS, COVENANTS, AND AGREES that: (i) Borrower lawfully owns and
<br />possesses the Property conveyed in this Security Instrument in fee simple or lawfully has the right to use and occupy the
<br />Property under a leasehold estate; (ii) Borrower has the right to grant and convey the Property or Borrower's leasehold interest
<br />in the Property; and (iii) the Property is unencumbered, and not subject to any other ownership interest in the Property, except
<br />for encumbrances and ownership interests of record. Borrower warrants generally the title to the Property and covenants and
<br />agrees to defend the title to the Property against all claims and demands, subject to any encumbrances and ownership interests
<br />of record as of Loan closing.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited variations and non-
<br />uniform covenants that reflect specific California state requirements to constitute a uniform security instrument covering real
<br />property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower will pay
<br />each Periodic Payment when due. Borrower will also pay any prepayment charges and late charges due under the Note, and any
<br />other amounts due under this Security Instrument. Payments due under the Note and this Security Instrument must be made in
<br />U.S, currency. If any check or other instrument received by Lender as payment under the Note or this Security Instrument is
<br />returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security
<br />Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified
<br />check, bank check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution whose deposits
<br />are insured by a U.S. federal agency, instrumentality, or entity; or (d) Electronic Fund Transfer.
<br />Payments are deemed received by Lender when received at the location designated in the Note or at such other
<br />location as maybe designated by Lender in accordance with the notice provisions in Section 16. Lender may accept or return
<br />any Partial Payments in its sole discretion pursuant to Section 2.
<br />Any offset or claim that Borrower may have now or in the future against Lender will not relieve Borrower from
<br />making the full amount of all payments due under the Note and this Security Instrument or performing the covenants and
<br />CALIFORNIA --Single Family --Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3005 07/2021
<br />CALIFORNIA DEED OF TRUST (SIDOT.CA)
<br />25283.8 (11/22) Page 4`of 17 BANK OF AMERICA, N.A.
<br />*1024466473616404000*
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